2020 Jeep Grand Cherokee Car Insurance Calculator

See in real-time how changes to risk factors and vehicle options impact the cost of insurance for a 2020 Jeep Grand Cherokee. Update factors like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2020 Jeep Grand Cherokee is $2,262 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,262

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Grand Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Jeep Grand Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,262
Average Rate
Your Rate
$2,262

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Jeep Grand Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Jeep Grand Cherokee is $2,262.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Jeep Grand Cherokee Segment Comparison

The table below compares insurance rates for the 2020 Jeep Grand Cherokee against all other models in the midsize SUV segment. The Jeep Grand Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Grand Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Grand Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Jeep Grand Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$538
2Honda Passport$1,752-$510
3Chevrolet Blazer$1,760-$502
4Kia Telluride$1,776-$486
5Volkswagen Atlas$1,790-$472
6Subaru Ascent$1,802-$460
7Nissan Murano$1,864-$398
8Honda Pilot$1,868-$394
9Buick Enclave$1,938-$324
10Hyundai Palisade$1,946-$316
11Ford Explorer$1,958-$304
12Dodge Journey$1,974-$288
13Subaru Outback$1,988-$274
14GMC Acadia$2,010-$252
15Chevrolet Traverse$2,024-$238
16Kia Sorento$2,034-$228
2020 Midsize SUV Average$2,035-$227
17Toyota 4Runner$2,050-$212
18Nissan Pathfinder$2,098-$164
19Mazda CX-9$2,114-$148
20Mitsubishi Outlander Sport$2,116-$146
21Toyota Highlander$2,140-$122
22Hyundai Santa Fe$2,148-$114
23Dodge Durango$2,224-$38
24Jeep Grand Cherokee$2,262--
25Jeep Wrangler$2,298$36
26Jeep Cherokee$2,318$56
27Mitsubishi Outlander PHEV$2,330$68
28Tesla Model Y$2,666$404

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Grand Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Jeep Grand Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Jeep Grand Cherokee Insurance Rates by Trim Level
2020 Jeep Grand Cherokee Trim Level Annual Premium Cost Per Month
Laredo 2WD$1,866$156
Laredo 4WD$1,944$162
Limited 2WD$2,006$167
Limited Luxury Group II 2WD$2,070$173
Trailhawk 4WD$2,070$173
Limited 4WD$2,098$175
Limited Luxury Group II 4WD$2,098$175
Limited Off-Road Adventure 4WD$2,098$175
Overland 2WD$2,130$178
Overland 4WD$2,130$178
Trailhawk Luxury Group 4WD$2,130$178
Summit 2WD$2,192$183
Summit Black Roof 2WD$2,192$183
Summit 4WD$2,224$185
Summit Signature Leather 2WD$2,254$188
Summit Black Roof 4WD$2,276$190
Summit Signature Leather 4WD$2,276$190
SRT 4WD$2,360$197
SRT Dual Pane Sunroof 4WD$2,422$202
SRT High Performance Audio 4WD$2,422$202
SRT Signature Leather 4WD$2,422$202
Trackhawk 4WD$2,608$217
Trackhawk Black Roof 4WD$2,608$217
Trackhawk Dual Pane Sunroof 4WD$2,608$217
Trackhawk High Performance Audio 4WD$2,608$217
Trackhawk Signature Leather 4WD$2,670$223

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Jeep Grand Cherokee for different driver ages.

2020 Jeep Grand Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,136$678
17$7,877$656
18$7,042$587
19$6,412$534
20$4,903$409
21$4,676$390
22$4,180$348
23$3,432$286
24$3,240$270
25$2,630$219
30$2,410$201
35$2,322$194
40$2,262$189
45$2,112$176
50$2,002$167
55$1,870$156
60$1,876$156
65$2,002$167
70$2,168$181
75$2,558$213
80$3,158$263

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Grand Cherokee trim levels.