2021 Jeep Grand Cherokee Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options affect car insurance rates for a 2021 Jeep Grand Cherokee. Update factors like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover whether rates increased or decreased.

The average estimated car insurance premium for a 2021 Jeep Grand Cherokee is $2,350 per year, or about $196 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,350

Cost Per Month

$196

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Grand Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Jeep Grand Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,350
Average Rate
Your Rate
$2,350

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Jeep Grand Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Jeep Grand Cherokee is $2,350.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Jeep Grand Cherokee Segment Comparison

The table below compares insurance rates for the 2021 Jeep Grand Cherokee against all other models in the midsize SUV segment. The Jeep Grand Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Grand Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Grand Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Jeep Grand Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782-$568
2Honda Passport$1,806-$544
3Chevrolet Blazer$1,816-$534
4Kia Telluride$1,832-$518
5Volkswagen Atlas$1,846-$504
6Subaru Ascent$1,860-$490
7Nissan Murano$1,920-$430
8Honda Pilot$1,928-$422
9Buick Enclave$2,000-$350
10Hyundai Palisade$2,008-$342
11Subaru Outback$2,052-$298
12Ford Explorer$2,058-$292
13GMC Acadia$2,070-$280
14Chevrolet Traverse$2,084-$266
15Kia Sorento$2,094-$256
16Toyota 4Runner$2,112-$238
2021 Midsize SUV Average$2,115-$235
17Nissan Pathfinder$2,160-$190
18Mazda CX-9$2,170-$180
19Mitsubishi Outlander Sport$2,178-$172
20Toyota Venza$2,194-$156
21Toyota Highlander$2,202-$148
22Hyundai Santa Fe$2,210-$140
23Dodge Durango$2,290-$60
24Jeep Grand Cherokee$2,350--
25Ford Bronco$2,366$16
26Jeep Wrangler$2,392$42
27Jeep Cherokee$2,394$44
28Mitsubishi Outlander PHEV$2,402$52
29Tesla Model Y$2,750$400

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Grand Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Jeep Grand Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Jeep Grand Cherokee Insurance Rates by Trim Level
2021 Jeep Grand Cherokee Trim Level Annual Premium Cost Per Month
Laredo 2WD$1,938$162
Laredo 4WD$2,020$168
Limited 2WD$2,086$174
Limited Luxury Group II 2WD$2,150$179
Trailhawk 4WD$2,150$179
Limited 4WD$2,182$182
Limited Luxury Group II 4WD$2,182$182
Limited Off-Road Adventure 4WD$2,182$182
Overland 2WD$2,214$185
Overland 4WD$2,214$185
Trailhawk Luxury Group 4WD$2,214$185
Summit 2WD$2,278$190
Summit Black Roof 2WD$2,278$190
Summit 4WD$2,310$193
Summit Signature Leather 2WD$2,344$195
Summit Black Roof 4WD$2,366$197
Summit Signature Leather 4WD$2,366$197
SRT 4WD$2,452$204
SRT Dual Pane Sunroof 4WD$2,518$210
SRT High Performance Audio 4WD$2,518$210
SRT Signature Leather 4WD$2,518$210
Trackhawk 4WD$2,712$226
Trackhawk Black Roof 4WD$2,712$226
Trackhawk Dual Pane Sunroof 4WD$2,712$226
Trackhawk High Performance Audio 4WD$2,712$226
Trackhawk Signature Leather 4WD$2,774$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Jeep Grand Cherokee for different driver ages.

2021 Jeep Grand Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,439$703
17$8,177$681
18$7,327$611
19$6,665$555
20$5,100$425
21$4,864$405
22$4,351$363
23$3,564$297
24$3,368$281
25$2,734$228
30$2,504$209
35$2,414$201
40$2,350$196
45$2,196$183
50$2,080$173
55$1,944$162
60$1,948$162
65$2,080$173
70$2,248$187
75$2,652$221
80$3,274$273

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Grand Cherokee trim levels.