2022 Jeep Grand Cherokee Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options impact the cost of insurance for a 2022 Jeep Grand Cherokee. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2022 Jeep Grand Cherokee is $2,356 per year, or about $196 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,356

Cost Per Month

$196

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Grand Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Jeep Grand Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,356
Average Rate
Your Rate
$2,356

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Jeep Grand Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Jeep Grand Cherokee is $2,356.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Jeep Grand Cherokee Segment Comparison

The table below compares insurance rates for the 2022 Jeep Grand Cherokee against all other models in the midsize SUV segment. The Jeep Grand Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Grand Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Grand Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Jeep Grand Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$640
2Subaru Ascent$1,836-$520
3Ford Edge$1,926-$430
4Subaru Outback$1,962-$394
5Nissan Murano$1,984-$372
6Toyota Venza$1,998-$358
7Ford Explorer$2,010-$346
8Kia Sorento$2,024-$332
9Hyundai Palisade$2,052-$304
10Volkswagen Atlas$2,066-$290
11Toyota 4Runner$2,084-$272
12Mazda CX-9$2,132-$224
13Volkswagen Atlas Cross Sport$2,140-$216
14GMC Acadia$2,148-$208
15Toyota Highlander$2,150-$206
16Nissan Pathfinder$2,160-$196
17Honda Pilot$2,168-$188
18Mitsubishi Outlander Sport$2,176-$180
2022 Midsize SUV Average$2,179-$177
19Buick Enclave$2,190-$166
20Chevrolet Traverse$2,202-$154
21Hyundai Santa Fe$2,230-$126
22Kia Telluride$2,238-$118
23Chevrolet Blazer$2,258-$98
24Ford Bronco$2,304-$52
25Jeep Grand Cherokee$2,356--
26Jeep Cherokee$2,414$58
27Jeep Wrangler$2,448$92
28Mitsubishi Outlander PHEV$2,480$124
29Dodge Durango$2,504$148
30Tesla Model Y$2,532$176
31Rivian R1S$2,666$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Grand Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Jeep Grand Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Jeep Grand Cherokee Insurance Rates by Trim Level
2022 Jeep Grand Cherokee Trim Level Annual Premium Cost Per Month
Laredo$2,124$177
L Laredo$2,156$180
Altitude$2,210$184
L Altitude$2,236$186
Limited$2,248$187
L Limited$2,276$190
Trailhawk$2,334$195
Overland$2,388$199
L Overland$2,408$201
4xe$2,414$201
Summit$2,434$203
Trailhawk 4xe$2,460$205
Summit Reserve$2,474$206
Overland 4xe$2,492$208
Summit 4xe$2,524$210
Summit Reserve 4xe$2,550$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Jeep Grand Cherokee for different driver ages.

2022 Jeep Grand Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,434$703
17$8,171$681
18$7,319$610
19$6,662$555
20$5,100$425
21$4,864$405
22$4,355$363
23$3,574$298
24$3,376$281
25$2,738$228
30$2,512$209
35$2,422$202
40$2,356$196
45$2,204$184
50$2,086$174
55$1,948$162
60$1,954$163
65$2,084$174
70$2,254$188
75$2,654$221
80$3,274$273

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Grand Cherokee trim levels.