2023 Jeep Grand Cherokee Car Insurance Calculator

Discover how the choices you make affect the cost of insurance for a 2023 Jeep Grand Cherokee. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2023 Jeep Grand Cherokee is $2,420 per year, or about $202 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,420

Cost Per Month

$202

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Grand Cherokee Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Jeep Grand Cherokee.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,420
Average Rate
Your Rate
$2,420

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Jeep Grand Cherokee trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Jeep Grand Cherokee is $2,420.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Jeep Grand Cherokee Segment Comparison

The table below compares insurance rates for the 2023 Jeep Grand Cherokee against all other models in the midsize SUV segment. The Jeep Grand Cherokee is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Grand Cherokee, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Grand Cherokee.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Jeep Grand Cherokee Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$646
2Subaru Ascent$1,854-$566
3Ford Edge$1,932-$488
4Volkswagen Atlas$1,946-$474
5Ford Explorer$1,950-$470
6Nissan Murano$1,958-$462
7Subaru Outback$1,964-$456
8Volkswagen Atlas Cross Sport$2,036-$384
9Toyota Venza$2,076-$344
10Kia Sorento$2,092-$328
11Hyundai Palisade$2,118-$302
12Toyota 4Runner$2,134-$286
13GMC Acadia$2,168-$252
14Chevrolet Traverse$2,174-$246
15Honda Pilot$2,192-$228
16Buick Enclave$2,196-$224
17Nissan Pathfinder$2,210-$210
18Mazda CX-9$2,220-$200
2023 Midsize SUV Average$2,227-$193
19Mitsubishi Outlander Sport$2,252-$168
20Kia Telluride$2,266-$154
21Toyota Highlander$2,284-$136
22Chevrolet Blazer$2,306-$114
23Hyundai Santa Fe$2,336-$84
24Jeep Grand Cherokee$2,420--
25Jeep Cherokee$2,464$44
26Jeep Wrangler$2,514$94
27Ford Bronco$2,536$116
28Tesla Model Y$2,548$128
29Mitsubishi Outlander PHEV$2,606$186
30Dodge Durango$2,708$288
31Rivian R1S$2,790$370

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Grand Cherokee Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Jeep Grand Cherokee.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Jeep Grand Cherokee Insurance Rates by Trim Level
2023 Jeep Grand Cherokee Trim Level Annual Premium Cost Per Month
Laredo 2WD$2,174$181
Laredo 4x4$2,214$185
Altitude 2WD$2,268$189
Altitude 4x4$2,302$192
Limited 2WD$2,308$192
Limited 4x4$2,342$195
Overland 2WD$2,438$203
Overland 4x4$2,464$205
4xe$2,472$206
Summit 2WD$2,492$208
Summit 4x4$2,504$209
30th Anniversary 4xe$2,518$210
Trailhawk 4xe$2,524$210
Summit Reserve 4x4$2,546$212
Overland 4xe$2,546$212
Summit Reserve 4xe$2,614$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Jeep Grand Cherokee for different driver ages.

2023 Jeep Grand Cherokee Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,627$719
17$8,361$697
18$7,496$625
19$6,824$569
20$5,227$436
21$4,987$416
22$4,468$372
23$3,665$305
24$3,465$289
25$2,812$234
30$2,580$215
35$2,486$207
40$2,420$202
45$2,262$189
50$2,142$179
55$2,000$167
60$2,006$167
65$2,136$178
70$2,310$193
75$2,716$226
80$3,348$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Grand Cherokee trim levels.