2016 Jeep Patriot Car Insurance Calculator

See and learn how changing risk factors influence insurance rates for a 2016 Jeep Patriot. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2016 Jeep Patriot is $1,720 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,720

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Patriot Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Jeep Patriot.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,720
Average Rate
Your Rate
$1,720

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Jeep Patriot trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Jeep Patriot is $1,720.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Jeep Patriot vs. the Small SUV Segment

The table below compares insurance rates for the 2016 Jeep Patriot against all other models in the small SUV segment. The Jeep Patriot is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Patriot, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Patriot.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Jeep Patriot Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,308-$412
2Honda CR-V$1,350-$370
3Buick Encore$1,376-$344
4Jeep Compass$1,386-$334
5Nissan Juke$1,388-$332
6Mazda CX-3$1,400-$320
7Mazda CX-5$1,434-$286
8Honda HR-V$1,442-$278
9Mini Cooper Countryman$1,452-$268
10Chevrolet Equinox$1,478-$242
11GMC Terrain$1,484-$236
12Chevrolet Trax$1,504-$216
2016 Small SUV Average$1,521-$199
13Nissan Rogue$1,522-$198
14Mini Cooper$1,528-$192
15Mini Cooper Clubman$1,530-$190
16Kia Sportage$1,540-$180
17Subaru Forester$1,542-$178
18Jeep Renegade$1,548-$172
19Hyundai Tucson$1,558-$162
20Ford Escape$1,588-$132
21Toyota RAV4$1,598-$122
22Kia Soul$1,602-$118
23Buick Envision$1,616-$104
24Ford C-Max$1,620-$100
25Mitsubishi Outlander$1,634-$86
26Mini Cooper Paceman$1,698-$22
27Jeep Patriot$1,720--
28Volkswagen Tiguan$1,738$18

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Patriot Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Jeep Patriot.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Jeep Patriot Insurance Rates by Trim Level
2016 Jeep Patriot Trim Level Annual Premium Cost Per Month
Sport 2WD$1,618$135
Sport 4WD$1,666$139
Latitude 2WD$1,772$148
Latitude 4WD$1,818$152

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Jeep Patriot for different driver ages.

2016 Jeep Patriot Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,604$550
17$6,239$520
18$5,290$441
19$4,924$410
20$3,694$308
21$3,516$293
22$3,100$258
23$2,640$220
24$2,454$205
25$1,980$165
30$1,802$150
35$1,776$148
40$1,720$143
45$1,632$136
50$1,558$130
55$1,456$121
60$1,456$121
65$1,546$129
70$1,732$144
75$2,118$177
80$2,630$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Patriot trim levels.