Jeep Wagoneer Car Insurance Calculator

Learn how different driver and vehicle factors impact car insurance rates for a Jeep Wagoneer. Modify choices like policy discounts, Wagoneer trim level, driving record, and coverage amounts. Know immediately if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2024 Jeep Wagoneer is $2,912 per year, or about $243 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,912

Cost Per Month

$243

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wagoneer Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Jeep Wagoneer.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,912
Average Rate
Your Rate
$2,912

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Jeep Wagoneer.

The 'Average Rate' is a combined value for all Jeep Wagoneer trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Jeep Wagoneer is $2,912.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Jeep Wagoneer vs. the Large SUV Segment

The table below compares insurance rates for the 2024 Jeep Wagoneer against all other models in the large SUV segment. The Jeep Wagoneer is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wagoneer, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wagoneer.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Jeep Wagoneer Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,198-$714
2Chevrolet Suburban$2,324-$588
3Nissan Armada$2,428-$484
4GMC Yukon$2,522-$390
5Ford Expedition$2,524-$388
2024 Large SUV Average$2,587-$325
6Jeep Grand Wagoneer$2,720-$192
7GMC Hummer EV$2,728-$184
8Jeep Wagoneer$2,912--
9Toyota Sequoia$2,930$18

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Wagoneer Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Jeep Wagoneer.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Jeep Wagoneer Insurance Rates by Trim Level
2024 Jeep Wagoneer Trim Level Annual Premium Cost Per Month
Base 2WD$2,690$224
Base 4x4$2,750$229
Series II 2WD$2,808$234
Series II 4WD$2,858$238
Carbide 2WD$2,858$238
Series III 2WD$2,900$242
Carbide 4WD$2,920$243
Series III 4WD$2,942$245
EV Series I$2,998$250
EV Series II$3,118$260
EV Series III$3,210$268

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Jeep Wagoneer for different driver ages.

2024 Jeep Wagoneer Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,096$841
17$9,866$822
18$9,007$751
19$8,143$679
20$6,287$524
21$6,001$500
22$5,405$450
23$4,388$366
24$4,172$348
25$3,390$283
30$3,126$261
35$2,988$249
40$2,912$243
45$2,714$226
50$2,564$214
55$2,394$200
60$2,400$200
65$2,560$213
70$2,728$227
75$3,164$264
80$3,884$324

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wagoneer trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Jeep Wagoneer.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Jeep Wagoneer Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Jeep Wagoneer$2,912$243
2023 Jeep Wagoneer$2,676$223
2022 Jeep Wagoneer$2,550$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Jeep Wagoneer trim levels for each model year.