2022 Jeep Wagoneer Car Insurance Calculator

Explore and understand how changes to risk factors and vehicle options impact the insurance cost for a 2022 Jeep Wagoneer. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly whether rates increased or decreased.

The average estimated car insurance premium for a 2022 Jeep Wagoneer is $2,550 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,550

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wagoneer Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Jeep Wagoneer.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,550
Average Rate
Your Rate
$2,550

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Jeep Wagoneer trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Jeep Wagoneer is $2,550.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Jeep Wagoneer vs. the Large SUV Segment

The table below compares insurance rates for the 2022 Jeep Wagoneer against all other models in the large SUV segment. The Jeep Wagoneer is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wagoneer, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wagoneer.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Jeep Wagoneer Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,146-$404
2Chevrolet Suburban$2,212-$338
3Toyota Sequoia$2,226-$324
4Ford Expedition$2,272-$278
5GMC Yukon$2,378-$172
6Nissan Armada$2,382-$168
2022 Large SUV Average$2,413-$137
7Jeep Wagoneer$2,550--
8GMC Hummer EV$2,706$156
9Jeep Grand Wagoneer$2,844$294

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Wagoneer Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Jeep Wagoneer.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Jeep Wagoneer Insurance Rates by Trim Level
2022 Jeep Wagoneer Trim Level Annual Premium Cost Per Month
Series II 2WD$2,474$206
Series II 4WD$2,540$212
Series III 2WD$2,560$213
Series III 4WD$2,624$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Jeep Wagoneer for different driver ages.

2022 Jeep Wagoneer Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,216$768
17$8,912$743
18$7,954$663
19$7,244$604
20$5,533$461
21$5,278$440
22$4,714$393
23$3,875$323
24$3,658$305
25$2,962$247
30$2,716$226
35$2,620$218
40$2,550$213
45$2,386$199
50$2,262$189
55$2,110$176
60$2,116$176
65$2,260$188
70$2,450$204
75$2,900$242
80$3,584$299

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wagoneer trim levels.