2023 Jeep Wagoneer Car Insurance Calculator

Learn how different risk factors impact the insurance cost for a 2023 Jeep Wagoneer. Customize choices like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2023 Jeep Wagoneer is $2,676 per year, or about $223 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,676

Cost Per Month

$223

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wagoneer Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Jeep Wagoneer.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,676
Average Rate
Your Rate
$2,676

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Jeep Wagoneer trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Jeep Wagoneer is $2,676.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Jeep Wagoneer vs. the Large SUV Segment

The table below compares insurance rates for the 2023 Jeep Wagoneer against all other models in the large SUV segment. The Jeep Wagoneer is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wagoneer, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wagoneer.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Jeep Wagoneer Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,136-$540
2Chevrolet Suburban$2,256-$420
3Ford Expedition$2,346-$330
4Toyota Sequoia$2,360-$316
5GMC Yukon$2,446-$230
2023 Large SUV Average$2,494-$182
6Nissan Armada$2,556-$120
7Jeep Wagoneer$2,676--
8GMC Hummer EV$2,698$22
9Jeep Grand Wagoneer$2,968$292

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Wagoneer Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Jeep Wagoneer.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Jeep Wagoneer Insurance Rates by Trim Level
2023 Jeep Wagoneer Trim Level Annual Premium Cost Per Month
Base 2WD$2,532$211
Base 4x4$2,586$216
Series II 2WD$2,644$220
Series II 4WD$2,692$224
Carbide 2WD$2,692$224
Series III 2WD$2,732$228
Carbide 4WD$2,766$231
Series III 4WD$2,768$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Jeep Wagoneer for different driver ages.

2023 Jeep Wagoneer Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,644$804
17$9,335$778
18$8,352$696
19$7,603$634
20$5,809$484
21$5,541$462
22$4,953$413
23$4,063$339
24$3,839$320
25$3,110$259
30$2,852$238
35$2,748$229
40$2,676$223
45$2,504$209
50$2,370$198
55$2,212$184
60$2,220$185
65$2,370$198
70$2,566$214
75$3,032$253
80$3,744$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wagoneer trim levels.