2018 Jeep Wrangler Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options affect car insurance rates for a 2018 Jeep Wrangler. Play around with factors like driving record, coverage levels, mileage driven, and vehicle usage. Instantly know why rates increase or decrease and by how much.

The average estimated car insurance premium for a 2018 Jeep Wrangler is $2,016 per year, or about $168 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,016

Cost Per Month

$168

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wrangler Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Jeep Wrangler.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,016
Average Rate
Your Rate
$2,016

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Jeep Wrangler trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Jeep Wrangler is $2,016.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Jeep Wrangler vs. the Midsize SUV Segment

The table below compares insurance rates for the 2018 Jeep Wrangler against all other models in the midsize SUV segment. The Jeep Wrangler is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wrangler, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wrangler.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Jeep Wrangler Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,572-$444
2Subaru Outback$1,660-$356
3Ford Edge$1,670-$346
4Chevrolet Traverse$1,694-$322
5Toyota 4Runner$1,704-$312
6Honda Pilot$1,732-$284
7Nissan Murano$1,752-$264
8Ford Explorer$1,786-$230
9Mazda CX-9$1,792-$224
10Ford Flex$1,834-$182
2018 Midsize SUV Average$1,837-$179
11Kia Sorento$1,862-$154
12Dodge Journey$1,868-$148
13GMC Acadia$1,876-$140
14Toyota Highlander$1,924-$92
15Dodge Durango$1,936-$80
16Jeep Cherokee$1,946-$70
17Jeep Grand Cherokee$1,950-$66
18Buick Enclave$1,964-$52
19Nissan Pathfinder$1,980-$36
20Jeep Wrangler$2,016--
21Hyundai Santa Fe$2,050$34

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Wrangler Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Jeep Wrangler.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Jeep Wrangler Insurance Rates by Trim Level
2018 Jeep Wrangler Trim Level Annual Premium Cost Per Month
Sport 4WD$1,666$139
Sahara 4WD$1,870$156
Rubicon 4WD$1,944$162
Unlimited Sport 4WD$2,062$172
Unlimited Sport RHD 4WD$2,062$172
Unlimited Sahara 4WD$2,230$186
Unlimited Rubicon 4WD$2,284$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Jeep Wrangler for different driver ages.

2018 Jeep Wrangler Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,793$649
17$7,419$618
18$6,388$532
19$5,889$491
20$4,426$369
21$4,208$351
22$3,713$309
23$3,106$259
24$2,900$242
25$2,338$195
30$2,126$177
35$2,078$173
40$2,016$168
45$1,906$159
50$1,818$152
55$1,696$141
60$1,700$142
65$1,818$152
70$2,024$169
75$2,464$205
80$3,074$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wrangler trim levels.