2020 Jeep Wrangler Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options influence insurance rates for a 2020 Jeep Wrangler. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2020 Jeep Wrangler is $2,298 per year, or about $192 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,298

Cost Per Month

$192

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wrangler Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Jeep Wrangler.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,298
Average Rate
Your Rate
$2,298

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Jeep Wrangler trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Jeep Wrangler is $2,298.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Jeep Wrangler vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Jeep Wrangler against all other models in the midsize SUV segment. The Jeep Wrangler is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wrangler, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wrangler.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Jeep Wrangler Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$574
2Honda Passport$1,752-$546
3Chevrolet Blazer$1,760-$538
4Kia Telluride$1,776-$522
5Volkswagen Atlas$1,790-$508
6Subaru Ascent$1,802-$496
7Nissan Murano$1,864-$434
8Honda Pilot$1,868-$430
9Buick Enclave$1,938-$360
10Hyundai Palisade$1,946-$352
11Ford Explorer$1,958-$340
12Dodge Journey$1,974-$324
13Subaru Outback$1,988-$310
14GMC Acadia$2,010-$288
15Chevrolet Traverse$2,024-$274
16Kia Sorento$2,034-$264
2020 Midsize SUV Average$2,035-$263
17Toyota 4Runner$2,050-$248
18Nissan Pathfinder$2,098-$200
19Mazda CX-9$2,114-$184
20Mitsubishi Outlander Sport$2,116-$182
21Toyota Highlander$2,140-$158
22Hyundai Santa Fe$2,148-$150
23Dodge Durango$2,224-$74
24Jeep Grand Cherokee$2,262-$36
25Jeep Wrangler$2,298--
26Jeep Cherokee$2,318$20
27Mitsubishi Outlander PHEV$2,330$32
28Tesla Model Y$2,666$368

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Wrangler Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Jeep Wrangler.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Jeep Wrangler Insurance Rates by Trim Level
2020 Jeep Wrangler Trim Level Annual Premium Cost Per Month
Sport 4WD$1,764$147
Rubicon 4WD$2,012$168
Rubicon Body Color 3 Piece Hardtop$2,074$173
Unlimited Sport 4WD$2,230$186
Unlimited Sport Dual Top Group 4WD$2,310$193
Unlimited Sahara 4WD$2,374$198
Unlimited Rubicon 4WD$2,436$203
Unlimited Rubicon Body Color 3 Piece Hardtop$2,436$203
Unlimited Rubicon Dual Top Group 4WD$2,436$203
Unlimited Sahara Body Color 3 Piece Hardtop$2,436$203
Unlimited Sahara Dual Top Group 4WD$2,436$203
Unlimited Sahara Sky One Touch Power Top$2,436$203
Unlimited Rubicon Sky One Touch Power Top$2,496$208

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Jeep Wrangler for different driver ages.

2020 Jeep Wrangler Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,717$726
17$8,358$697
18$7,316$610
19$6,699$558
20$5,062$422
21$4,816$401
22$4,266$356
23$3,526$294
24$3,311$276
25$2,670$223
30$2,432$203
35$2,364$197
40$2,298$192
45$2,162$180
50$2,054$171
55$1,920$160
60$1,924$160
65$2,062$172
70$2,270$189
75$2,736$228
80$3,412$284

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wrangler trim levels.