2021 Jeep Wrangler Car Insurance Calculator

Discover and learn how the choices you make affect the cost of insurance for a 2021 Jeep Wrangler. Customize choices like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly how and why rates change based on your selections.

The average estimated car insurance premium for a 2021 Jeep Wrangler is $2,392 per year, or about $199 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,392

Cost Per Month

$199

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wrangler Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Jeep Wrangler.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,392
Average Rate
Your Rate
$2,392

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Jeep Wrangler trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Jeep Wrangler is $2,392.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Jeep Wrangler vs. the Midsize SUV Segment

The table below compares insurance rates for the 2021 Jeep Wrangler against all other models in the midsize SUV segment. The Jeep Wrangler is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wrangler, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wrangler.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Jeep Wrangler Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782-$610
2Honda Passport$1,806-$586
3Chevrolet Blazer$1,816-$576
4Kia Telluride$1,832-$560
5Volkswagen Atlas$1,846-$546
6Subaru Ascent$1,860-$532
7Nissan Murano$1,920-$472
8Honda Pilot$1,928-$464
9Buick Enclave$2,000-$392
10Hyundai Palisade$2,008-$384
11Subaru Outback$2,052-$340
12Ford Explorer$2,058-$334
13GMC Acadia$2,070-$322
14Chevrolet Traverse$2,084-$308
15Kia Sorento$2,094-$298
16Toyota 4Runner$2,112-$280
2021 Midsize SUV Average$2,115-$277
17Nissan Pathfinder$2,160-$232
18Mazda CX-9$2,170-$222
19Mitsubishi Outlander Sport$2,178-$214
20Toyota Venza$2,194-$198
21Toyota Highlander$2,202-$190
22Hyundai Santa Fe$2,210-$182
23Dodge Durango$2,290-$102
24Jeep Grand Cherokee$2,350-$42
25Ford Bronco$2,366-$26
26Jeep Wrangler$2,392--
27Jeep Cherokee$2,394$2
28Mitsubishi Outlander PHEV$2,402$10
29Tesla Model Y$2,750$358

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Wrangler Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Jeep Wrangler.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Jeep Wrangler Insurance Rates by Trim Level
2021 Jeep Wrangler Trim Level Annual Premium Cost Per Month
Sport 4WD$1,816$151
Rubicon 4WD$2,074$173
Rubicon Body Color 3 Piece Hardtop$2,138$178
Unlimited Sport 4WD$2,294$191
Unlimited Sport Dual Top Group 4WD$2,378$198
Unlimited Sahara 4WD$2,444$204
Unlimited Sahara Dual Top Group 4WD$2,480$207
Unlimited Sahara Body Color 3 Piece Hardtop$2,484$207
Unlimited Rubicon Dual Top Group 4WD$2,488$207
Unlimited Rubicon Body Color 3 Piece Hardtop$2,498$208
Unlimited Rubicon 4WD$2,506$209
Unlimited Sahara Sky One Touch Power Top$2,506$209
4xe$2,556$213
Unlimited Rubicon Sky One Touch Power Top$2,572$214
Rubicon 392$2,664$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Jeep Wrangler for different driver ages.

2021 Jeep Wrangler Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,041$753
17$8,678$723
18$7,613$634
19$6,960$580
20$5,265$439
21$5,013$418
22$4,445$370
23$3,668$306
24$3,449$287
25$2,778$232
30$2,534$211
35$2,462$205
40$2,392$199
45$2,250$188
50$2,138$178
55$1,998$167
60$2,004$167
65$2,146$179
70$2,358$197
75$2,836$236
80$3,536$295

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wrangler trim levels.