2022 Jeep Wrangler Car Insurance Calculator

Learn and understand how the choices you make impact the cost of car insurance for a 2022 Jeep Wrangler. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2022 Jeep Wrangler is $2,448 per year, or about $204 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,448

Cost Per Month

$204

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wrangler Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Jeep Wrangler.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,448
Average Rate
Your Rate
$2,448

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Jeep Wrangler trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Jeep Wrangler is $2,448.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Jeep Wrangler vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Jeep Wrangler against all other models in the midsize SUV segment. The Jeep Wrangler is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wrangler, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wrangler.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Jeep Wrangler Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$732
2Subaru Ascent$1,836-$612
3Ford Edge$1,926-$522
4Subaru Outback$1,962-$486
5Nissan Murano$1,984-$464
6Toyota Venza$1,998-$450
7Ford Explorer$2,010-$438
8Kia Sorento$2,024-$424
9Hyundai Palisade$2,052-$396
10Volkswagen Atlas$2,066-$382
11Toyota 4Runner$2,084-$364
12Mazda CX-9$2,132-$316
13Volkswagen Atlas Cross Sport$2,140-$308
14GMC Acadia$2,148-$300
15Toyota Highlander$2,150-$298
16Nissan Pathfinder$2,160-$288
17Honda Pilot$2,168-$280
18Mitsubishi Outlander Sport$2,176-$272
2022 Midsize SUV Average$2,179-$269
19Buick Enclave$2,190-$258
20Chevrolet Traverse$2,202-$246
21Hyundai Santa Fe$2,230-$218
22Kia Telluride$2,238-$210
23Chevrolet Blazer$2,258-$190
24Ford Bronco$2,304-$144
25Jeep Grand Cherokee$2,356-$92
26Jeep Cherokee$2,414-$34
27Jeep Wrangler$2,448--
28Mitsubishi Outlander PHEV$2,480$32
29Dodge Durango$2,504$56
30Tesla Model Y$2,532$84
31Rivian R1S$2,666$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Wrangler Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Jeep Wrangler.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Jeep Wrangler Insurance Rates by Trim Level
2022 Jeep Wrangler Trim Level Annual Premium Cost Per Month
Sport 2-Door$2,236$186
Willys Sport 2-Door$2,290$191
Sport S 2-Door$2,310$193
Sport 4-Door$2,316$193
Willys Sport 4-Door$2,368$197
Willys 2-Door$2,370$198
Sport S 4-Door$2,382$199
Sport Altitude$2,412$201
Willys 4-Door$2,430$203
Sport RHD$2,430$203
Sahara$2,444$204
Rubicon 2-Door$2,444$204
Rubicon 4-Door$2,492$208
Sahara Altitude$2,492$208
High Altitude$2,562$214
Sahara 4xe$2,572$214
Rubicon 4xe$2,604$217
High Altitude 4xe$2,616$218
Rubicon 392$2,708$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Jeep Wrangler for different driver ages.

2022 Jeep Wrangler Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,282$774
17$8,896$741
18$7,785$649
19$7,126$594
20$5,388$449
21$5,125$427
22$4,543$379
23$3,755$313
24$3,527$294
25$2,842$237
30$2,588$216
35$2,518$210
40$2,448$204
45$2,300$192
50$2,186$182
55$2,044$170
60$2,050$171
65$2,194$183
70$2,416$201
75$2,912$243
80$3,632$303

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wrangler trim levels.