2023 Jeep Wrangler Car Insurance Calculator

Get instant feedback how changes to driver risk factors and vehicle options affect the cost of insurance for a 2023 Jeep Wrangler. Customize rate factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2023 Jeep Wrangler is $2,514 per year, or about $210 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,514

Cost Per Month

$210

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wrangler Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Jeep Wrangler.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,514
Average Rate
Your Rate
$2,514

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Jeep Wrangler trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Jeep Wrangler is $2,514.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Jeep Wrangler vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Jeep Wrangler against all other models in the midsize SUV segment. The Jeep Wrangler is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wrangler, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wrangler.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Jeep Wrangler Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$740
2Subaru Ascent$1,854-$660
3Ford Edge$1,932-$582
4Volkswagen Atlas$1,946-$568
5Ford Explorer$1,950-$564
6Nissan Murano$1,958-$556
7Subaru Outback$1,964-$550
8Volkswagen Atlas Cross Sport$2,036-$478
9Toyota Venza$2,076-$438
10Kia Sorento$2,092-$422
11Hyundai Palisade$2,118-$396
12Toyota 4Runner$2,134-$380
13GMC Acadia$2,168-$346
14Chevrolet Traverse$2,174-$340
15Honda Pilot$2,192-$322
16Buick Enclave$2,196-$318
17Nissan Pathfinder$2,210-$304
18Mazda CX-9$2,220-$294
2023 Midsize SUV Average$2,227-$287
19Mitsubishi Outlander Sport$2,252-$262
20Kia Telluride$2,266-$248
21Toyota Highlander$2,284-$230
22Chevrolet Blazer$2,306-$208
23Hyundai Santa Fe$2,336-$178
24Jeep Grand Cherokee$2,420-$94
25Jeep Cherokee$2,464-$50
26Jeep Wrangler$2,514--
27Ford Bronco$2,536$22
28Tesla Model Y$2,548$34
29Mitsubishi Outlander PHEV$2,606$92
30Dodge Durango$2,708$194
31Rivian R1S$2,790$276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Wrangler Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Jeep Wrangler.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Jeep Wrangler Insurance Rates by Trim Level
2023 Jeep Wrangler Trim Level Annual Premium Cost Per Month
Sport 2-Door$2,280$190
Willys Sport 2-Door$2,356$196
Sport S 2-Door$2,360$197
Sport 4-Door$2,378$198
Freedom 2-Door$2,418$202
Willys Sport 4-Door$2,430$203
Sport S 4-Door$2,430$203
Willys 2-Door$2,430$203
Sport Altitude$2,482$207
Freedom 4-Door$2,486$207
Willys 4-Door$2,496$208
Rubicon 2-Door$2,502$209
Sahara$2,538$212
Sport RHD$2,552$213
Rubicon 4-Door$2,558$213
Sahara Altitude$2,588$216
Willys 4xe$2,622$219
High Altitude$2,626$219
Sahara 4xe$2,640$220
Rubicon 4xe$2,672$223
High Altitude 4xe$2,684$224
Rubicon 392$2,780$232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Jeep Wrangler for different driver ages.

2023 Jeep Wrangler Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,505$792
17$9,116$760
18$7,990$666
19$7,311$609
20$5,530$461
21$5,263$439
22$4,670$389
23$3,859$322
24$3,624$302
25$2,920$243
30$2,664$222
35$2,588$216
40$2,514$210
45$2,364$197
50$2,246$187
55$2,100$175
60$2,108$176
65$2,254$188
70$2,480$207
75$2,984$249
80$3,718$310

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wrangler trim levels.