2024 Jeep Wrangler Car Insurance Calculator

Learn and understand how the choices you make affect the cost of insurance for a 2024 Jeep Wrangler. Customize rate factors like your marital status, location, homeowner status, and credit rating. Instantly know if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2024 Jeep Wrangler is $2,676 per year, or about $223 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,676

Cost Per Month

$223

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Jeep Wrangler Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Jeep Wrangler.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,676
Average Rate
Your Rate
$2,676

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Jeep Wrangler trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Jeep Wrangler is $2,676.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Jeep Wrangler vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Jeep Wrangler against all other models in the midsize SUV segment. The Jeep Wrangler is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Jeep Wrangler, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Jeep Wrangler.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Jeep Wrangler Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$810
2Nissan Murano$1,968-$708
3Subaru Outback$1,994-$682
4Buick Envista$2,004-$672
5Subaru Ascent$2,038-$638
6Volkswagen Atlas$2,078-$598
7Volkswagen Atlas Cross Sport$2,086-$590
8Ford Explorer$2,124-$552
9Toyota Highlander$2,132-$544
10Toyota Venza$2,136-$540
11Chevrolet Traverse$2,186-$490
12Mitsubishi Outlander Sport$2,198-$478
13Mitsubishi Outlander PHEV$2,210-$466
14Ford Edge$2,214-$462
15Kia Sorento$2,222-$454
16GMC Acadia$2,262-$414
17Buick Enclave$2,266-$410
18Honda Pilot$2,280-$396
19Mazda CX-9$2,286-$390
2024 Midsize SUV Average$2,314-$362
20Jeep Grand Cherokee$2,342-$334
21Hyundai Santa Fe$2,382-$294
22Nissan Pathfinder$2,384-$292
23Hyundai Palisade$2,394-$282
24Chevrolet Blazer$2,416-$260
25Kia Telluride$2,444-$232
26Toyota 4Runner$2,510-$166
27Mazda CX-90$2,522-$154
28Toyota Grand Highlander$2,552-$124
29Kia EV9$2,568-$108
30Tesla Model Y$2,592-$84
31Ford Bronco$2,600-$76
32Jeep Wrangler$2,676--
33Dodge Durango$2,872$196
34Rivian R1S$2,882$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Wrangler Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Jeep Wrangler.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Jeep Wrangler Insurance Rates by Trim Level
2024 Jeep Wrangler Trim Level Annual Premium Cost Per Month
Sport 2-Door$2,378$198
Sport S 2-Door$2,460$205
Sport 4-Door$2,474$206
Willys 2-Door$2,554$213
Sport S 4-Door$2,554$213
Willys 4-Door$2,614$218
Sahara$2,672$223
Sport S 4xe$2,686$224
Willys 4xe$2,740$228
Rubicon X 2-Door$2,748$229
Sahara 4xe$2,758$230
Rubicon X 4-Door$2,780$232
Rubicon 4xe$2,786$232
High Altitude 4xe$2,828$236
Rubicon X 4xe$2,848$237
Rubicon 392$2,936$245

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Jeep Wrangler for different driver ages.

2024 Jeep Wrangler Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,941$828
17$9,548$796
18$8,398$700
19$7,689$641
20$5,835$486
21$5,557$463
22$4,940$412
23$4,088$341
24$3,843$320
25$3,104$259
30$2,836$236
35$2,752$229
40$2,676$223
45$2,514$210
50$2,386$199
55$2,230$186
60$2,236$186
65$2,388$199
70$2,616$218
75$3,132$261
80$3,884$324

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Jeep Wrangler trim levels.