2022 Kia Carnival Car Insurance Calculator

Observe in real-time how decisions you make affect car insurance rates for a 2022 Kia Carnival. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2022 Kia Carnival is $2,234 per year, or about $186 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,234

Cost Per Month

$186

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Carnival Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Kia Carnival.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,234
Average Rate
Your Rate
$2,234

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Kia Carnival trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Kia Carnival is $2,234.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Kia Carnival vs. the Midsize Minivan Segment

The table below compares insurance rates for the 2022 Kia Carnival against all other models in the midsize minivan segment. The Kia Carnival is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Carnival, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Carnival.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Kia Carnival Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Odyssey$1,994-$240
2Chrysler Pacifica$2,144-$90
2022 Midsize Minivan Average$2,153-$81
3Kia Carnival$2,234--
4Toyota Sienna$2,240$6

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Carnival Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Kia Carnival.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Kia Carnival Insurance Rates by Trim Level
2022 Kia Carnival Trim Level Annual Premium Cost Per Month
LX$2,104$175
LX Seat Package$2,156$180
EX$2,234$186
SX$2,304$192
SX Prestige$2,376$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Kia Carnival for different driver ages.

2022 Kia Carnival Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,067$672
17$7,803$650
18$6,967$581
19$6,347$529
20$4,849$404
21$4,624$385
22$4,133$344
23$3,393$283
24$3,203$267
25$2,596$216
30$2,380$198
35$2,296$191
40$2,234$186
45$2,088$174
50$1,980$165
55$1,850$154
60$1,854$155
65$1,978$165
70$2,148$179
75$2,538$212
80$3,134$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Carnival trim levels.