Kia EV9 Car Insurance Calculator

Understand how changes to driver risk factors and vehicle options affect car insurance rates for a Kia EV9. Update factors like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover whether rates increased or decreased.

The average estimated car insurance premium for a 2024 Kia EV9 is $2,568 per year, or about $214 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,568

Cost Per Month

$214

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia EV9 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Kia EV9.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,568
Average Rate
Your Rate
$2,568

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Kia EV9.

The 'Average Rate' is a combined value for all Kia EV9 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Kia EV9 is $2,568.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Kia EV9 vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Kia EV9 against all other models in the midsize SUV segment. The Kia EV9 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia EV9, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia EV9.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Kia EV9 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$702
2Nissan Murano$1,968-$600
3Subaru Outback$1,994-$574
4Buick Envista$2,004-$564
5Subaru Ascent$2,038-$530
6Volkswagen Atlas$2,078-$490
7Volkswagen Atlas Cross Sport$2,086-$482
8Ford Explorer$2,124-$444
9Toyota Highlander$2,132-$436
10Toyota Venza$2,136-$432
11Chevrolet Traverse$2,186-$382
12Mitsubishi Outlander Sport$2,198-$370
13Mitsubishi Outlander PHEV$2,210-$358
14Ford Edge$2,214-$354
15Kia Sorento$2,222-$346
16GMC Acadia$2,262-$306
17Buick Enclave$2,266-$302
18Honda Pilot$2,280-$288
19Mazda CX-9$2,286-$282
2024 Midsize SUV Average$2,314-$254
20Jeep Grand Cherokee$2,342-$226
21Hyundai Santa Fe$2,382-$186
22Nissan Pathfinder$2,384-$184
23Hyundai Palisade$2,394-$174
24Chevrolet Blazer$2,416-$152
25Kia Telluride$2,444-$124
26Toyota 4Runner$2,510-$58
27Mazda CX-90$2,522-$46
28Toyota Grand Highlander$2,552-$16
29Kia EV9$2,568--
30Tesla Model Y$2,592$24
31Ford Bronco$2,600$32
32Jeep Wrangler$2,676$108
33Dodge Durango$2,872$304
34Rivian R1S$2,882$314

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 EV9 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Kia EV9.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Kia EV9 Insurance Rates by Trim Level
2024 Kia EV9 Trim Level Annual Premium Cost Per Month
Light RWD$2,406$201
Light Long Range RWD$2,490$208
Wind AWD$2,568$214
Land AWD$2,660$222
GT-Line AWD$2,710$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Kia EV9 for different driver ages.

2024 Kia EV9 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,962$747
17$8,732$728
18$7,925$660
19$7,182$599
20$5,533$461
21$5,282$440
22$4,748$396
23$3,872$323
24$3,673$306
25$2,984$249
30$2,750$229
35$2,636$220
40$2,568$214
45$2,394$200
50$2,264$189
55$2,114$176
60$2,120$177
65$2,258$188
70$2,418$202
75$2,816$235
80$3,458$288

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia EV9 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Kia EV9.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Kia EV9 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Kia EV9$2,568$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Kia EV9 trim levels for each model year.