2015 Kia Forte Car Insurance Calculator

See and learn how different driver, vehicle, and coverage options impact the cost of insurance for a 2015 Kia Forte. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2015 Kia Forte is $1,654 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,654

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Forte Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Kia Forte.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,654
Average Rate
Your Rate
$1,654

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Kia Forte trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Kia Forte is $1,654.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Kia Forte vs. the Small Car Segment

The table below compares insurance rates for the 2015 Kia Forte against all other models in the small car segment. The Kia Forte is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Forte, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Forte.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Kia Forte Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$392
2Honda Fit$1,266-$388
3Scion IQ$1,276-$378
4Toyota Yaris$1,298-$356
5Ford Fiesta$1,316-$338
6Hyundai Accent$1,320-$334
7Nissan Versa$1,334-$320
8Kia Rio5$1,340-$314
9Chrysler Fiat 500$1,342-$312
10Chevrolet Spark$1,370-$284
11Volkswagen Golf$1,392-$262
12Nissan Sentra$1,398-$256
13Toyota Corolla$1,440-$214
14Honda Civic$1,446-$208
15Mazda 3$1,454-$200
16Subaru Impreza$1,458-$196
17Honda CR-Z$1,460-$194
18Chevrolet Sonic$1,468-$186
19Kia Rio$1,488-$166
20Ford Focus$1,516-$138
2015 Small Car Average$1,518-$136
21Hyundai Elantra$1,528-$126
22Nissan Leaf$1,534-$120
23Toyota Prius$1,542-$112
24Volkswagen Beetle$1,586-$68
25Chevrolet Volt$1,634-$20
26Kia Forte$1,654--
27Hyundai Veloster$1,666$12
28Volkswagen GTI$1,670$16
29Volkswagen EOS$1,692$38
30Scion FR-S$1,698$44
31Volkswagen E-Golf$1,702$48
32Volkswagen Jetta$1,704$50
33Chevrolet Cruze$1,758$104
34Dodge Dart$1,806$152
35Mitsubishi Lancer$1,886$232
36Scion TC$1,950$296

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Forte Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Kia Forte.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Kia Forte Insurance Rates by Trim Level
2015 Kia Forte Trim Level Annual Premium Cost Per Month
EX Coupe$1,598$133
LX Sedan$1,608$134
SX Coupe$1,642$137
EX Sedan$1,682$140
EX Hatchback$1,728$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Kia Forte for different driver ages.

2015 Kia Forte Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,196$516
17$5,886$491
18$5,057$421
19$4,689$391
20$3,538$295
21$3,370$281
22$2,983$249
23$2,529$211
24$2,359$197
25$1,906$159
30$1,742$145
35$1,706$142
40$1,654$138
45$1,564$130
50$1,492$124
55$1,392$116
60$1,392$116
65$1,480$123
70$1,640$137
75$1,986$166
80$2,456$205

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Forte trim levels.