2017 Kia Forte Car Insurance Calculator

Get instant feedback how different driver, vehicle, and coverage options influence insurance rates for a 2017 Kia Forte. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2017 Kia Forte is $2,008 per year, or about $167 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,008

Cost Per Month

$167

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Forte Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Kia Forte.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,008
Average Rate
Your Rate
$2,008

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Kia Forte trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Kia Forte is $2,008.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Kia Forte vs. the Small Car Segment

The table below compares insurance rates for the 2017 Kia Forte against all other models in the small car segment. The Kia Forte is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Forte, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Forte.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Kia Forte Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,354-$654
2Chrysler Fiat 500$1,418-$590
3Honda Fit$1,450-$558
4Ford Fiesta$1,452-$556
5Fiat 124 Spider$1,488-$520
6Mazda 3$1,502-$506
7Volkswagen Golf$1,506-$502
8Toyota Yaris IA$1,528-$480
9Subaru Impreza$1,536-$472
10Chevrolet Spark$1,548-$460
11Toyota Yaris$1,552-$456
12Hyundai Accent$1,558-$450
13Kia Rio5$1,602-$406
14Nissan Sentra$1,642-$366
15Honda Civic$1,706-$302
16Nissan Versa$1,734-$274
17Volkswagen Beetle$1,774-$234
2017 Small Car Average$1,775-$233
18Toyota Prius$1,810-$198
19Volkswagen GTI$1,818-$190
20Toyota Corolla$1,824-$184
21Hyundai Ioniq$1,852-$156
22Chevrolet Sonic$1,860-$148
23Nissan Leaf$1,866-$142
24Chevrolet Cruze$1,872-$136
25Chevrolet Volt$1,906-$102
26Volkswagen E-Golf$1,916-$92
27Kia Rio$1,938-$70
28Hyundai Veloster$1,962-$46
29Ford Focus$1,964-$44
30Volkswagen Jetta$1,974-$34
31Kia Forte$2,008--
32Hyundai Elantra$2,074$66
33Toyota Mirai$2,172$164
34Toyota 86$2,188$180
35Mitsubishi Lancer$2,214$206
36Honda Clarity$2,338$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Forte Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Kia Forte.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Kia Forte Insurance Rates by Trim Level
2017 Kia Forte Trim Level Annual Premium Cost Per Month
S Sedan$1,850$154
LX Sedan$1,952$163
LX Hatchback$2,012$168
EX Hatchback$2,066$172
EX Sedan$2,066$172
SX Hatchback$2,118$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Kia Forte for different driver ages.

2017 Kia Forte Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,532$628
17$7,174$598
18$6,192$516
19$5,725$477
20$4,322$360
21$4,119$343
22$3,647$304
23$3,075$256
24$2,871$239
25$2,324$194
30$2,120$177
35$2,074$173
40$2,008$167
45$1,900$158
50$1,812$151
55$1,686$141
60$1,690$141
65$1,800$150
70$1,992$166
75$2,408$201
80$2,980$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Forte trim levels.