2019 Kia Forte Car Insurance Calculator

Understand how different driver and vehicle factors affect car insurance rates for a 2019 Kia Forte. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2019 Kia Forte is $1,862 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,862

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Forte Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Kia Forte.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,862
Average Rate
Your Rate
$1,862

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Kia Forte trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Kia Forte is $1,862.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Kia Forte vs. the Small Car Segment

The table below compares insurance rates for the 2019 Kia Forte against all other models in the small car segment. The Kia Forte is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Forte, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Forte.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Kia Forte Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$316
2Honda Fit$1,548-$314
3Toyota Corolla$1,552-$310
4Fiat 500$1,560-$302
5Fiat 500L$1,650-$212
6Chevrolet Spark$1,664-$198
7Volkswagen Golf$1,678-$184
8Fiat 124 Spider$1,688-$174
9Hyundai Accent$1,690-$172
10Toyota Yaris$1,694-$168
11Smart Fortwo$1,700-$162
12Subaru Impreza$1,704-$158
13Mazda 3$1,724-$138
14Honda Civic$1,812-$50
15Fiat 500E$1,822-$40
16Nissan Sentra$1,842-$20
17Nissan Versa$1,852-$10
2019 Small Car Average$1,859-$3
18Kia Forte$1,862--
19Hyundai Veloster$1,868$6
20Volkswagen Beetle$1,900$38
21Kia Rio$1,934$72
22Toyota Prius$1,950$88
23Honda Clarity$1,972$110
24Chevrolet Sonic$1,994$132
25Volkswagen GTI$2,000$138
26Hyundai Ioniq$2,016$154
27Chevrolet Cruze$2,036$174
28Chevrolet Volt$2,056$194
29Hyundai Elantra$2,096$234
30Volkswagen Jetta$2,144$282
31Volkswagen E-Golf$2,154$292
32Toyota 86$2,270$408
33Toyota Mirai$2,378$516

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Forte Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Kia Forte.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Kia Forte Insurance Rates by Trim Level
2019 Kia Forte Trim Level Annual Premium Cost Per Month
FE Sedan$1,784$149
LX Sedan$1,866$156
S Sedan$1,884$157
EX Sedan$1,916$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Kia Forte for different driver ages.

2019 Kia Forte Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,870$573
17$6,573$548
18$5,736$478
19$5,279$440
20$4,004$334
21$3,818$318
22$3,394$283
23$2,840$237
24$2,664$222
25$2,156$180
30$1,970$164
35$1,920$160
40$1,862$155
45$1,754$146
50$1,668$139
55$1,558$130
60$1,560$130
65$1,660$138
70$1,824$152
75$2,188$182
80$2,704$225

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Forte trim levels.