Kia K900 Car Insurance Calculator

Explore and learn how different driver and vehicle factors impact the cost of car insurance for a Kia K900. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2021 Kia K900 is $2,888 per year, or about $241 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,888

Cost Per Month

$241

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia K900 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Kia K900.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,888
Average Rate
Your Rate
$2,888

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Kia K900.

The 'Average Rate' is a combined value for all Kia K900 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Kia K900 is $2,888.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Kia K900 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2021 Kia K900 against all other models in the large luxury car segment. The Kia K900 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia K900, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia K900.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Kia K900 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,358-$530
2Volvo S90$2,520-$368
3Lexus LS 500H$2,834-$54
4Kia K900$2,888--
5Lexus LS 500$2,980$92
6Mercedes-Benz AMG E53$3,026$138
7Infiniti Q60$3,038$150
8Genesis G90$3,046$158
9Mercedes-Benz AMG CLS53$3,118$230
10BMW 840i$3,184$296
2021 Large Luxury Car Average$3,320$432
11Mercedes-Benz S450$3,324$436
12BMW M850i$3,342$454
13BMW 740i$3,456$568
14BMW 850i$3,484$596
15Mercedes-Benz E63 AMG$3,500$612
16Porsche Panamera$3,646$758
17Audi A8$3,704$816
18Mercedes-Benz S560$3,738$850
19BMW 750i$3,754$866
20BMW M760i$4,238$1,350
21Mercedes-Benz AMG S63$4,532$1,644

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 K900 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Kia K900.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Kia K900 Insurance Rates by Trim Level
2021 Kia K900 Trim Level Annual Premium Cost Per Month
Luxury Sedan$2,888$241

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Kia K900 for different driver ages.

2021 Kia K900 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,294$858
17$9,992$833
18$8,991$749
19$8,167$681
20$6,261$522
21$5,973$498
22$5,351$446
23$4,376$365
24$4,139$345
25$3,356$280
30$3,084$257
35$2,964$247
40$2,888$241
45$2,696$225
50$2,552$213
55$2,382$199
60$2,388$199
65$2,548$212
70$2,750$229
75$3,234$270
80$3,988$332

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia K900 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Kia K900.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Kia K900 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2021 Kia K900$2,888$241
2020 Kia K900$2,796$233
2019 Kia K900$2,784$232
2017 Kia K900$2,490$208
2016 Kia K900$2,152$179
2015 Kia K900$2,148$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Kia K900 trim levels for each model year.