2015 Kia K900 Car Insurance Calculator

Find out how different driver, vehicle, and coverage options influence insurance rates for a 2015 Kia K900. Tweak settings like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2015 Kia K900 is $2,148 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,148

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia K900 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Kia K900.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,148
Average Rate
Your Rate
$2,148

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Kia K900 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Kia K900 is $2,148.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Kia K900 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2015 Kia K900 against all other models in the large luxury car segment. The Kia K900 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia K900, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia K900.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Kia K900 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$1,650-$498
2Cadillac XTS$1,830-$318
3Audi A5$1,868-$280
4Lincoln MKS$1,872-$276
5Infiniti Q60$1,928-$220
6Acura RLX$2,078-$70
7Lexus GS 450$2,096-$52
8Infiniti Q70L$2,112-$36
9Infiniti Q70$2,124-$24
10Kia K900$2,148--
11Lexus LS 460$2,150$2
12Cadillac CTS-V$2,176$28
13Mercedes-Benz CLS550$2,236$88
14Mercedes-Benz C63 AMG$2,256$108
15Hyundai Equus$2,268$120
16BMW 740i$2,324$176
17BMW 650i$2,380$232
18Maserati Ghibli$2,406$258
19Jaguar XJ$2,454$306
20BMW 750i$2,480$332
21Jaguar XJ Super$2,486$338
22Mercedes-Benz E63 AMG$2,538$390
2015 Large Luxury Car Average$2,553$405
23Mercedes-Benz S550$2,580$432
24BMW 750xi$2,602$454
25Mercedes-Benz CLS63 AMG$2,632$484
26Audi RS 7$2,660$512
27Lexus LS 600H$2,706$558
28BMW Alpina B6$2,720$572
29Audi A8$2,740$592
30Audi S8$2,750$602
31Porsche Panamera$2,800$652
32Maserati Quattroporte$2,946$798
33BMW 760i$2,960$812
34Mercedes-Benz S63 AMG$3,088$940
35Mercedes-Benz S600$3,196$1,048
36Bentley Continental$3,596$1,448
37Mercedes-Benz S65 AMG$3,660$1,512
38Mercedes-Benz S65$3,748$1,600
39Bentley Mulsanne$4,342$2,194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 K900 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Kia K900.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Kia K900 Insurance Rates by Trim Level
2015 Kia K900 Trim Level Annual Premium Cost Per Month
Premium Sedan$2,126$177
Luxury Sedan$2,170$181

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Kia K900 for different driver ages.

2015 Kia K900 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,732$644
17$7,484$624
18$6,690$558
19$6,092$508
20$4,659$388
21$4,441$370
22$3,971$331
23$3,257$271
24$3,078$257
25$2,496$208
30$2,286$191
35$2,206$184
40$2,148$179
45$2,008$167
50$1,902$159
55$1,778$148
60$1,782$149
65$1,902$159
70$2,060$172
75$2,432$203
80$3,004$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia K900 trim levels.