2016 Kia K900 Car Insurance Calculator

Understand how seemingly small changes impact the insurance cost for a 2016 Kia K900. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2016 Kia K900 is $2,152 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,152

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia K900 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Kia K900.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,152
Average Rate
Your Rate
$2,152

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Kia K900 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Kia K900 is $2,152.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Kia K900 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2016 Kia K900 against all other models in the large luxury car segment. The Kia K900 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia K900, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia K900.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Kia K900 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$368
2Cadillac CTS$1,808-$344
3Audi A5$1,876-$276
4Lincoln MKS$1,908-$244
5Cadillac CT6$1,924-$228
6Kia K900$2,152--
7Acura RLX$2,156$4
8Infiniti Q70L$2,162$10
9Mercedes-Benz CLS550$2,204$52
10Lexus GS 450$2,218$66
11Infiniti Q70$2,228$76
12Hyundai Equus$2,256$104
13Lexus LS 460$2,358$206
14Mercedes-Benz C63 AMG$2,434$282
15Cadillac CTS-V$2,440$288
16BMW 740i$2,482$330
17Jaguar XJ$2,498$346
18Mercedes-Benz E63 AMG$2,508$356
19BMW 650i$2,680$528
20Maserati Ghibli$2,684$532
2016 Large Luxury Car Average$2,713$561
21Jaguar XJ Super$2,752$600
22BMW 750i$2,772$620
23Audi RS 7$2,828$676
24Audi S8$2,856$704
25Lexus LS 600H$2,876$724
26Mercedes-Benz CLS63 AMG$2,878$726
27Mercedes-Benz S550$2,924$772
28Maserati Quattroporte$2,932$780
29Mercedes-Benz AMG$2,968$816
30Audi A8$3,014$862
31BMW Alpina B6$3,026$874
32Porsche Panamera$3,102$950
33Mercedes-Benz S63 AMG$3,330$1,178
34Mercedes-Benz S600$3,392$1,240
35Mercedes-Benz S65 AMG$3,910$1,758
36Mercedes-Benz S65$3,956$1,804
37Bentley Continental$4,024$1,872
38Bentley Mulsanne$4,798$2,646

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 K900 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Kia K900.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Kia K900 Insurance Rates by Trim Level
2016 Kia K900 Trim Level Annual Premium Cost Per Month
Premium Sedan$2,086$174
Luxury Sedan$2,218$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Kia K900 for different driver ages.

2016 Kia K900 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,726$644
17$7,475$623
18$6,679$557
19$6,086$507
20$4,653$388
21$4,439$370
22$3,969$331
23$3,263$272
24$3,080$257
25$2,500$208
30$2,290$191
35$2,210$184
40$2,152$179
45$2,014$168
50$1,908$159
55$1,780$148
60$1,784$149
65$1,904$159
70$2,064$172
75$2,434$203
80$3,002$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia K900 trim levels.