2019 Kia K900 Car Insurance Calculator

Explore and understand how changes to driver risk factors and vehicle options impact the cost of car insurance for a 2019 Kia K900. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know how much and why your choice impacts rates.

The average estimated car insurance premium for a 2019 Kia K900 is $2,784 per year, or about $232 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,784

Cost Per Month

$232

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia K900 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Kia K900.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,784
Average Rate
Your Rate
$2,784

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Kia K900 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Kia K900 is $2,784.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Kia K900 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2019 Kia K900 against all other models in the large luxury car segment. The Kia K900 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia K900, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia K900.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Kia K900 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$660
2Lincoln Continental$2,156-$628
3Audi A5$2,166-$618
4Cadillac CT6$2,220-$564
5Cadillac XTS$2,258-$526
6Volvo S90$2,358-$426
7Infiniti Q70$2,436-$348
8Acura RLX$2,512-$272
9Infiniti Q60$2,614-$170
10Lexus LS 500$2,644-$140
11Lexus LS 500H$2,654-$130
12Mercedes-Benz AMG E53$2,664-$120
13Genesis G90$2,744-$40
14Kia K900$2,784--
15Mercedes-Benz AMG CLS53$2,796$12
16Cadillac CTS-V$2,810$26
17Mercedes-Benz S450$2,854$70
18Jaguar XJ$2,870$86
19BMW 740e$2,956$172
20BMW 740i$2,976$192
2019 Large Luxury Car Average$2,981$197
21BMW 650i$3,002$218
22BMW M850i$3,010$226
23Mercedes-Benz E63 AMG$3,210$426
24Audi A8$3,218$434
25Mercedes-Benz S560$3,228$444
26BMW 750i$3,234$450
27Porsche Panamera$3,394$610
28BMW M760i$3,870$1,086
29Mercedes-Benz AMG S63$3,958$1,174
30Mercedes-Benz S65 AMG$4,972$2,188
31Bentley Mulsanne$5,734$2,950

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 K900 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Kia K900.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Kia K900 Insurance Rates by Trim Level
2019 Kia K900 Trim Level Annual Premium Cost Per Month
Luxury Sedan$2,784$232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Kia K900 for different driver ages.

2019 Kia K900 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,091$841
17$9,755$813
18$8,702$725
19$7,928$661
20$6,052$504
21$5,767$481
22$5,154$430
23$4,232$353
24$3,995$333
25$3,236$270
30$2,966$247
35$2,862$239
40$2,784$232
45$2,606$217
50$2,470$206
55$2,306$192
60$2,314$193
65$2,470$206
70$2,684$224
75$3,172$264
80$3,924$327

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia K900 trim levels.