2015 Kia Rio Car Insurance Calculator

Learn in real-time how different risk factors affect the cost of insurance for a 2015 Kia Rio. Modify options like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2015 Kia Rio is $1,488 per year, or about $124 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,488

Cost Per Month

$124

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Rio Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Kia Rio.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,488
Average Rate
Your Rate
$1,488

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Kia Rio trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Kia Rio is $1,488.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Kia Rio vs. the Small Car Segment

The table below compares insurance rates for the 2015 Kia Rio against all other models in the small car segment. The Kia Rio is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Rio, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Rio.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Kia Rio Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,262-$226
2Honda Fit$1,266-$222
3Scion IQ$1,276-$212
4Toyota Yaris$1,298-$190
5Ford Fiesta$1,316-$172
6Hyundai Accent$1,320-$168
7Nissan Versa$1,334-$154
8Kia Rio5$1,340-$148
9Chrysler Fiat 500$1,342-$146
10Chevrolet Spark$1,370-$118
11Volkswagen Golf$1,392-$96
12Nissan Sentra$1,398-$90
13Toyota Corolla$1,440-$48
14Honda Civic$1,446-$42
15Mazda 3$1,454-$34
16Subaru Impreza$1,458-$30
17Honda CR-Z$1,460-$28
18Chevrolet Sonic$1,468-$20
19Kia Rio$1,488--
20Ford Focus$1,516$28
2015 Small Car Average$1,518$30
21Hyundai Elantra$1,528$40
22Nissan Leaf$1,534$46
23Toyota Prius$1,542$54
24Volkswagen Beetle$1,586$98
25Chevrolet Volt$1,634$146
26Kia Forte$1,654$166
27Hyundai Veloster$1,666$178
28Volkswagen GTI$1,670$182
29Volkswagen EOS$1,692$204
30Scion FR-S$1,698$210
31Volkswagen E-Golf$1,702$214
32Volkswagen Jetta$1,704$216
33Chevrolet Cruze$1,758$270
34Dodge Dart$1,806$318
35Mitsubishi Lancer$1,886$398
36Scion TC$1,950$462

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Rio Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Kia Rio.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Kia Rio Insurance Rates by Trim Level
2015 Kia Rio Trim Level Annual Premium Cost Per Month
LX Sedan$1,406$117
EX Sedan$1,508$126
SX Sedan$1,552$129

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Kia Rio for different driver ages.

2015 Kia Rio Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,585$465
17$5,300$442
18$4,542$379
19$4,216$351
20$3,176$265
21$3,027$252
22$2,679$223
23$2,279$190
24$2,122$177
25$1,718$143
30$1,568$131
35$1,538$128
40$1,488$124
45$1,408$117
50$1,346$112
55$1,254$105
60$1,256$105
65$1,330$111
70$1,480$123
75$1,796$150
80$2,220$185

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Rio trim levels.