2017 Kia Rio5 Car Insurance Calculator

Get real-time feedback how changing risk factors affect car insurance rates for a 2017 Kia Rio5. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2017 Kia Rio5 is $1,602 per year, or about $134 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,602

Cost Per Month

$134

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Rio5 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Kia Rio5.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,602
Average Rate
Your Rate
$1,602

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Kia Rio5 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Kia Rio5 is $1,602.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Kia Rio5 vs. the Small Car Segment

The table below compares insurance rates for the 2017 Kia Rio5 against all other models in the small car segment. The Kia Rio5 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Rio5, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Rio5.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Kia Rio5 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,354-$248
2Chrysler Fiat 500$1,418-$184
3Honda Fit$1,450-$152
4Ford Fiesta$1,452-$150
5Fiat 124 Spider$1,488-$114
6Mazda 3$1,502-$100
7Volkswagen Golf$1,506-$96
8Toyota Yaris IA$1,528-$74
9Subaru Impreza$1,536-$66
10Chevrolet Spark$1,548-$54
11Toyota Yaris$1,552-$50
12Hyundai Accent$1,558-$44
13Kia Rio5$1,602--
14Nissan Sentra$1,642$40
15Honda Civic$1,706$104
16Nissan Versa$1,734$132
17Volkswagen Beetle$1,774$172
2017 Small Car Average$1,775$173
18Toyota Prius$1,810$208
19Volkswagen GTI$1,818$216
20Toyota Corolla$1,824$222
21Hyundai Ioniq$1,852$250
22Chevrolet Sonic$1,860$258
23Nissan Leaf$1,866$264
24Chevrolet Cruze$1,872$270
25Chevrolet Volt$1,906$304
26Volkswagen E-Golf$1,916$314
27Kia Rio$1,938$336
28Hyundai Veloster$1,962$360
29Ford Focus$1,964$362
30Volkswagen Jetta$1,974$372
31Kia Forte$2,008$406
32Hyundai Elantra$2,074$472
33Toyota Mirai$2,172$570
34Toyota 86$2,188$586
35Mitsubishi Lancer$2,214$612
36Honda Clarity$2,338$736

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Rio5 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Kia Rio5.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Kia Rio5 Insurance Rates by Trim Level
2017 Kia Rio5 Trim Level Annual Premium Cost Per Month
LX Hatchback$1,526$127
EX Hatchback$1,580$132
SX Hatchback$1,702$142

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Kia Rio5 for different driver ages.

2017 Kia Rio5 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,989$499
17$5,698$475
18$4,911$409
19$4,544$379
20$3,429$286
21$3,271$273
22$2,897$241
23$2,449$204
24$2,284$190
25$1,852$154
30$1,688$141
35$1,654$138
40$1,602$134
45$1,514$126
50$1,444$120
55$1,346$112
60$1,348$112
65$1,430$119
70$1,586$132
75$1,918$160
80$2,370$198

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Rio5 trim levels.