2016 Kia Sedona Car Insurance Calculator

Learn visually how changes to different risk factors affect car insurance rates for a 2016 Kia Sedona. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2016 Kia Sedona is $1,644 per year, or about $137 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,644

Cost Per Month

$137

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sedona Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Kia Sedona.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,644
Average Rate
Your Rate
$1,644

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Kia Sedona trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Kia Sedona is $1,644.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Kia Sedona vs. the Midsize Minivan Segment

The table below compares insurance rates for the 2016 Kia Sedona against all other models in the midsize minivan segment. The Kia Sedona is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sedona, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sedona.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Kia Sedona Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Odyssey$1,428-$216
2Dodge Grand Caravan$1,494-$150
2016 Midsize Minivan Average$1,592-$52
3Nissan Quest$1,612-$32
4Kia Sedona$1,644--
5Chrysler Town And Country$1,668$24
6Toyota Sienna$1,708$64

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Sedona Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Kia Sedona.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Kia Sedona Insurance Rates by Trim Level
2016 Kia Sedona Trim Level Annual Premium Cost Per Month
L 2WD$1,538$128
LX 2WD$1,588$132
EX 2WD$1,636$136
SX 2WD$1,732$144
SX Limited 2WD$1,732$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Kia Sedona for different driver ages.

2016 Kia Sedona Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,009$501
17$5,758$480
18$5,042$420
19$4,636$386
20$3,523$294
21$3,361$280
22$2,992$249
23$2,501$208
24$2,346$196
25$1,904$159
30$1,740$145
35$1,694$141
40$1,644$137
45$1,548$129
50$1,472$123
55$1,374$115
60$1,376$115
65$1,462$122
70$1,604$134
75$1,914$160
80$2,360$197

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sedona trim levels.