2016 Kia Sorento Car Insurance Calculator

Understand how the choices you make affect car insurance rates for a 2016 Kia Sorento. Experiment with credit rating, policy coverages, liability limits, and coverage deductibles to see the impact on rates. Know immediately if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2016 Kia Sorento is $1,816 per year, or about $151 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,816

Cost Per Month

$151

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sorento Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Kia Sorento.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,816
Average Rate
Your Rate
$1,816

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Kia Sorento trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Kia Sorento is $1,816.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Kia Sorento vs. the Midsize SUV Segment

The table below compares insurance rates for the 2016 Kia Sorento against all other models in the midsize SUV segment. The Kia Sorento is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sorento, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sorento.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Kia Sorento Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,438-$378
2Chevrolet Traverse$1,512-$304
3Ford Flex$1,544-$272
4Jeep Cherokee$1,566-$250
5Dodge Journey$1,572-$244
6Dodge Durango$1,590-$226
7Toyota 4Runner$1,608-$208
8Ford Edge$1,628-$188
9Mazda CX-9$1,650-$166
10Nissan Pathfinder$1,660-$156
2016 Midsize SUV Average$1,667-$149
11Honda Pilot$1,670-$146
12Nissan Murano$1,678-$138
13Jeep Grand Cherokee$1,680-$136
14Hyundai Santa Fe$1,692-$124
15Jeep Wrangler$1,734-$82
16GMC Acadia$1,742-$74
17Buick Enclave$1,750-$66
18Ford Explorer$1,772-$44
19Toyota Highlander$1,806-$10
20Kia Sorento$1,816--
21Volkswagen Touareg$1,892$76

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Sorento Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Kia Sorento.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Kia Sorento Insurance Rates by Trim Level
2016 Kia Sorento Trim Level Annual Premium Cost Per Month
LX 2WD$1,690$141
LX 4WD$1,690$141
EX 2WD$1,786$149
EX 4WD$1,786$149
SX 2WD$1,882$157
SX 4WD$1,882$157
SX-L 2WD$1,882$157
SX-L 4WD$1,930$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Kia Sorento for different driver ages.

2016 Kia Sorento Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,777$565
17$6,488$541
18$5,667$472
19$5,208$434
20$3,941$328
21$3,755$313
22$3,333$278
23$2,780$232
24$2,604$217
25$2,106$176
30$1,924$160
35$1,872$156
40$1,816$151
45$1,710$143
50$1,626$136
55$1,520$127
60$1,522$127
65$1,622$135
70$1,786$149
75$2,148$179
80$2,664$222

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sorento trim levels.