2019 Kia Sorento Car Insurance Calculator

Learn in real-time how decisions you make affect the cost of insurance for a 2019 Kia Sorento. Modify choices like homeowner status, credit history, policy coverages, and liability limits. Find out instantly how the choices you make impact rates.

The average estimated car insurance premium for a 2019 Kia Sorento is $1,940 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,940

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sorento Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Kia Sorento.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,940
Average Rate
Your Rate
$1,940

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Kia Sorento trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Kia Sorento is $1,940.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Kia Sorento vs. the Midsize SUV Segment

The table below compares insurance rates for the 2019 Kia Sorento against all other models in the midsize SUV segment. The Kia Sorento is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sorento, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sorento.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Kia Sorento Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volkswagen Atlas$1,734-$206
2Subaru Outback$1,770-$170
3Ford Edge$1,780-$160
4Chevrolet Traverse$1,782-$158
5Toyota 4Runner$1,794-$146
6Honda Pilot$1,826-$114
7Subaru Ascent$1,846-$94
8Nissan Murano$1,856-$84
9Mazda CX-9$1,880-$60
10Ford Explorer$1,884-$56
11Ford Flex$1,890-$50
12Honda Passport$1,912-$28
2019 Midsize SUV Average$1,927-$13
13Chevrolet Blazer$1,930-$10
14Kia Sorento$1,940--
15Dodge Journey$1,942$2
16GMC Acadia$1,968$28
17Toyota Highlander$2,012$72
18Hyundai Santa Fe$2,016$76
19Dodge Durango$2,028$88
20Buick Enclave$2,040$100
21Nissan Pathfinder$2,064$124
22Jeep Grand Cherokee$2,076$136
23Jeep Cherokee$2,096$156
24Jeep Wrangler$2,188$248

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Sorento Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Kia Sorento.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Kia Sorento Insurance Rates by Trim Level
2019 Kia Sorento Trim Level Annual Premium Cost Per Month
L 2WD$1,710$143
LX 2WD$1,770$148
LX 4WD$1,770$148
EX 2WD$1,948$162
EX 4WD$2,006$167
SX 2WD$2,006$167
SX 4WD$2,064$172
SX-L 2WD$2,064$172
SX-L 4WD$2,124$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Kia Sorento for different driver ages.

2019 Kia Sorento Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,108$592
17$6,851$571
18$6,068$506
19$5,544$462
20$4,219$352
21$4,020$335
22$3,582$299
23$2,955$246
24$2,782$232
25$2,252$188
30$2,060$172
35$1,994$166
40$1,940$162
45$1,816$151
50$1,724$144
55$1,612$134
60$1,616$135
65$1,724$144
70$1,882$157
75$2,238$187
80$2,772$231

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sorento trim levels.