2023 Kia Sorento Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options impact the cost of car insurance for a 2023 Kia Sorento. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the change results in higher or lower rates.

The average estimated car insurance premium for a 2023 Kia Sorento is $2,092 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,092

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sorento Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Kia Sorento.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,092
Average Rate
Your Rate
$2,092

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Kia Sorento trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Kia Sorento is $2,092.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Kia Sorento vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Kia Sorento against all other models in the midsize SUV segment. The Kia Sorento is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sorento, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sorento.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Kia Sorento Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$318
2Subaru Ascent$1,854-$238
3Ford Edge$1,932-$160
4Volkswagen Atlas$1,946-$146
5Ford Explorer$1,950-$142
6Nissan Murano$1,958-$134
7Subaru Outback$1,964-$128
8Volkswagen Atlas Cross Sport$2,036-$56
9Toyota Venza$2,076-$16
10Kia Sorento$2,092--
11Hyundai Palisade$2,118$26
12Toyota 4Runner$2,134$42
13GMC Acadia$2,168$76
14Chevrolet Traverse$2,174$82
15Honda Pilot$2,192$100
16Buick Enclave$2,196$104
17Nissan Pathfinder$2,210$118
18Mazda CX-9$2,220$128
2023 Midsize SUV Average$2,227$135
19Mitsubishi Outlander Sport$2,252$160
20Kia Telluride$2,266$174
21Toyota Highlander$2,284$192
22Chevrolet Blazer$2,306$214
23Hyundai Santa Fe$2,336$244
24Jeep Grand Cherokee$2,420$328
25Jeep Cherokee$2,464$372
26Jeep Wrangler$2,514$422
27Ford Bronco$2,536$444
28Tesla Model Y$2,548$456
29Mitsubishi Outlander PHEV$2,606$514
30Dodge Durango$2,708$616
31Rivian R1S$2,790$698

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Sorento Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Kia Sorento.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Kia Sorento Insurance Rates by Trim Level
2023 Kia Sorento Trim Level Annual Premium Cost Per Month
LX$1,912$159
S$1,976$165
X-Line S AWD$2,024$169
EX$2,050$171
EX Hybrid$2,064$172
SX$2,102$175
X-Line EX AWD$2,118$177
SX Prestige Hybrid$2,158$180
SX Prestige AWD$2,172$181
X-Line SX Prestige AWD$2,176$181
SX Prestige Plug-in Hybrid$2,250$188

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Kia Sorento for different driver ages.

2023 Kia Sorento Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,450$621
17$7,222$602
18$6,482$540
19$5,897$491
20$4,518$377
21$4,310$359
22$3,863$322
23$3,164$264
24$2,993$249
25$2,426$202
30$2,230$186
35$2,148$179
40$2,092$174
45$1,952$163
50$1,852$154
55$1,730$144
60$1,734$145
65$1,848$154
70$1,994$166
75$2,344$195
80$2,888$241

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sorento trim levels.