2024 Kia Sorento Car Insurance Calculator

Learn how different driver, vehicle, and coverage options impact car insurance rates for a 2024 Kia Sorento. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2024 Kia Sorento is $2,222 per year, or about $185 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,222

Cost Per Month

$185

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sorento Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Kia Sorento.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,222
Average Rate
Your Rate
$2,222

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Kia Sorento trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Kia Sorento is $2,222.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Kia Sorento vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Kia Sorento against all other models in the midsize SUV segment. The Kia Sorento is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sorento, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sorento.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Kia Sorento Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$356
2Nissan Murano$1,968-$254
3Subaru Outback$1,994-$228
4Buick Envista$2,004-$218
5Subaru Ascent$2,038-$184
6Volkswagen Atlas$2,078-$144
7Volkswagen Atlas Cross Sport$2,086-$136
8Ford Explorer$2,124-$98
9Toyota Highlander$2,132-$90
10Toyota Venza$2,136-$86
11Chevrolet Traverse$2,186-$36
12Mitsubishi Outlander Sport$2,198-$24
13Mitsubishi Outlander PHEV$2,210-$12
14Ford Edge$2,214-$8
15Kia Sorento$2,222--
16GMC Acadia$2,262$40
17Buick Enclave$2,266$44
18Honda Pilot$2,280$58
19Mazda CX-9$2,286$64
2024 Midsize SUV Average$2,314$92
20Jeep Grand Cherokee$2,342$120
21Hyundai Santa Fe$2,382$160
22Nissan Pathfinder$2,384$162
23Hyundai Palisade$2,394$172
24Chevrolet Blazer$2,416$194
25Kia Telluride$2,444$222
26Toyota 4Runner$2,510$288
27Mazda CX-90$2,522$300
28Toyota Grand Highlander$2,552$330
29Kia EV9$2,568$346
30Tesla Model Y$2,592$370
31Ford Bronco$2,600$378
32Jeep Wrangler$2,676$454
33Dodge Durango$2,872$650
34Rivian R1S$2,882$660

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Sorento Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Kia Sorento.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Kia Sorento Insurance Rates by Trim Level
2024 Kia Sorento Trim Level Annual Premium Cost Per Month
LX$2,036$170
S$2,090$174
X-Line S AWD$2,140$178
EX$2,182$182
EX Hybrid$2,204$184
SX$2,238$187
X-Line EX AWD$2,256$188
SX Prestige Hybrid$2,288$191
SX Prestige AWD$2,306$192
X-Line SX Prestige AWD$2,320$193
SX Prestige Plug-in Hybrid$2,392$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Kia Sorento for different driver ages.

2024 Kia Sorento Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,867$656
17$7,636$636
18$6,878$573
19$6,249$521
20$4,799$400
21$4,578$382
22$4,102$342
23$3,362$280
24$3,183$265
25$2,580$215
30$2,374$198
35$2,282$190
40$2,222$185
45$2,076$173
50$1,966$164
55$1,838$153
60$1,842$154
65$1,962$164
70$2,112$176
75$2,476$206
80$3,044$254

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sorento trim levels.