2015 Kia Soul Car Insurance Calculator

Watch in real-time how different driver and vehicle factors impact car insurance rates for a 2015 Kia Soul. Modify choices like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2015 Kia Soul is $1,478 per year, or about $123 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,478

Cost Per Month

$123

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Soul Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Kia Soul.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,478
Average Rate
Your Rate
$1,478

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Kia Soul trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Kia Soul is $1,478.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Kia Soul vs. the Small SUV Segment

The table below compares insurance rates for the 2015 Kia Soul against all other models in the small SUV segment. The Kia Soul is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Soul, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Soul.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Kia Soul Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,232-$246
2Honda CR-V$1,288-$190
3Buick Encore$1,328-$150
4Nissan Juke$1,352-$126
5Jeep Compass$1,358-$120
6Jeep Renegade$1,372-$106
7Subaru XV Crosstrek$1,380-$98
8Mitsubishi Mirage$1,402-$76
9Chevrolet Equinox$1,410-$68
10Ford Escape$1,416-$62
11Hyundai Tucson$1,420-$58
12Nissan Rogue$1,432-$46
13GMC Terrain$1,438-$40
14Scion XB$1,444-$34
15Kia Sportage$1,454-$24
2015 Small SUV Average$1,458-$20
16Chevrolet Trax$1,462-$16
17Toyota RAV4$1,466-$12
18Subaru Forester$1,470-$8
19Chevrolet Captiva Sport$1,476-$2
20Kia Soul$1,478--
21Volkswagen Tiguan$1,522$44
22Mini Cooper Countryman$1,540$62
23Mini Cooper$1,546$68
24Jeep Patriot$1,550$72
25Mitsubishi Outlander$1,558$80
26Mini Cooper Paceman$1,604$126
27Ford C-Max$1,608$130
28Hyundai Tucson FCV$1,812$334

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Soul Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Kia Soul.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Kia Soul Insurance Rates by Trim Level
2015 Kia Soul Trim Level Annual Premium Cost Per Month
2WD$1,342$112
Plus 2WD$1,402$117
Exclaim 2WD$1,446$121
Electric 2WD$1,596$133
Electric Plus 2WD$1,596$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Kia Soul for different driver ages.

2015 Kia Soul Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,456$455
17$5,207$434
18$4,519$377
19$4,174$348
20$3,162$264
21$3,015$251
22$2,677$223
23$2,253$188
24$2,106$176
25$1,706$142
30$1,558$130
35$1,522$127
40$1,478$123
45$1,392$116
50$1,326$111
55$1,238$103
60$1,240$103
65$1,316$110
70$1,452$121
75$1,746$146
80$2,152$179

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Soul trim levels.