2017 Kia Soul Car Insurance Calculator

View in real-time how decisions you make impact the cost of insurance for a 2017 Kia Soul. Ajust options like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2017 Kia Soul is $1,626 per year, or about $136 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,626

Cost Per Month

$136

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Soul Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Kia Soul.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,626
Average Rate
Your Rate
$1,626

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Kia Soul trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Kia Soul is $1,626.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Kia Soul vs. the Small SUV Segment

The table below compares insurance rates for the 2017 Kia Soul against all other models in the small SUV segment. The Kia Soul is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Soul, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Soul.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Kia Soul Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda CR-V$1,402-$224
2Mazda CX-3$1,410-$216
3Subaru Crosstrek$1,422-$204
4Chevrolet Equinox$1,488-$138
5Jeep Compass$1,492-$134
6Honda HR-V$1,500-$126
7Nissan Juke$1,528-$98
8Mazda CX-5$1,540-$86
9Subaru Forester$1,548-$78
10Chevrolet Trax$1,566-$60
11Jeep Renegade$1,596-$30
12Buick Encore$1,608-$18
13Mini Cooper$1,610-$16
14Nissan Rogue$1,618-$8
15Kia Soul$1,626--
2017 Small SUV Average$1,626$0
16Hyundai Tucson$1,642$16
17Mini Cooper Countryman$1,646$20
18Buick Envision$1,668$42
19Ford Escape$1,676$50
20Kia Sportage$1,686$60
21Toyota RAV4$1,712$86
22GMC Terrain$1,722$96
23Volkswagen Tiguan$1,726$100
24Mini Cooper Clubman$1,730$104
25Jeep Patriot$1,736$110
26Kia Niro$1,750$124
27Mitsubishi Mirage$1,752$126
28Chevrolet Bolt$1,768$142
29Mitsubishi Outlander$1,794$168
30Ford C-Max$1,806$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Soul Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Kia Soul.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Kia Soul Insurance Rates by Trim Level
2017 Kia Soul Trim Level Annual Premium Cost Per Month
2WD$1,392$116
Plus 2WD$1,514$126
Exclaim 2WD$1,620$135
Electric E 2WD$1,710$143
Electric 2WD$1,762$147
Electric Plus 2WD$1,762$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Kia Soul for different driver ages.

2017 Kia Soul Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,996$500
17$5,745$479
18$5,023$419
19$4,619$385
20$3,504$292
21$3,339$278
22$2,968$247
23$2,477$206
24$2,324$194
25$1,884$157
30$1,718$143
35$1,674$140
40$1,626$136
45$1,530$128
50$1,454$121
55$1,358$113
60$1,362$114
65$1,446$121
70$1,590$133
75$1,906$159
80$2,356$196

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Soul trim levels.