2024 Kia Soul Car Insurance Calculator

Learn in real-time how different factors affect car insurance rates for a 2024 Kia Soul. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2024 Kia Soul is $1,826 per year, or about $152 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,826

Cost Per Month

$152

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Soul Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Kia Soul.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,826
Average Rate
Your Rate
$1,826

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Kia Soul trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Kia Soul is $1,826.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Kia Soul vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Kia Soul against all other models in the small SUV segment. The Kia Soul is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Soul, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Soul.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Kia Soul Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$96
2Chevrolet Trailblazer$1,760-$66
3Kia Soul$1,826--
4Nissan Kicks$1,844$18
5Buick Envision$1,878$52
6Toyota Corolla Cross$1,888$62
7Hyundai Venue$1,902$76
8Mazda CX-5$1,910$84
9Ford Bronco Sport$1,918$92
10Volkswagen Tiguan$1,938$112
11Buick Encore$1,988$162
12Honda CR-V$1,996$170
13Volkswagen Taos$2,008$182
14Kia Niro$2,014$188
15Honda HR-V$2,040$214
16Subaru Forester$2,084$258
17Kia Seltos$2,094$268
18GMC Terrain$2,096$270
19Nissan Rogue$2,106$280
20Hyundai Kona$2,110$284
21Mazda CX-30$2,114$288
22Volkswagen ID4$2,124$298
23Ford Escape$2,138$312
2024 Small SUV Average$2,154$328
24Chevrolet Equinox$2,158$332
25Toyota RAV4$2,162$336
26Mazda MX-30$2,172$346
27Hyundai Tucson$2,176$350
28Chevrolet Trax$2,210$384
29Mini Cooper Clubman$2,220$394
30Mini Cooper$2,226$400
31Mitsubishi Eclipse Cross$2,246$420
32Jeep Renegade$2,252$426
33Mitsubishi Outlander$2,280$454
34Kia Sportage$2,294$468
35Hyundai Ioniq 5$2,302$476
36Nissan Ariya$2,304$478
37Fiat 500X$2,310$484
38Mini Cooper Countryman$2,318$492
39Subaru Solterra$2,320$494
40Mazda CX-50$2,326$500
41Toyota bz4X$2,330$504
42Mitsubishi Mirage$2,342$516
43Kia EV6$2,416$590
44Dodge Hornet$2,492$666
45Jeep Compass$2,536$710
46Hyundai Nexo$2,584$758
47Ford Mustang Mach-E$2,742$916

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Soul Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Kia Soul.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Kia Soul Insurance Rates by Trim Level
2024 Kia Soul Trim Level Annual Premium Cost Per Month
LX$1,748$146
S$1,828$152
GT-Line$1,856$155
EX$1,878$157

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Kia Soul for different driver ages.

2024 Kia Soul Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,450$538
17$6,220$518
18$5,528$461
19$5,063$422
20$3,883$324
21$3,707$309
22$3,318$277
23$2,762$230
24$2,602$217
25$2,112$176
30$1,944$162
35$1,880$157
40$1,826$152
45$1,716$143
50$1,628$136
55$1,518$127
60$1,522$127
65$1,614$135
70$1,746$146
75$2,058$172
80$2,518$210

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Soul trim levels.