2015 Kia Sportage Car Insurance Calculator

Monitor in real-time how changes to driver risk factors and vehicle options affect car insurance rates for a 2015 Kia Sportage. Change your location, homeowner status, credit score, and policy coverages plus many other factors. Get instant feedback if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2015 Kia Sportage is $1,454 per year, or about $121 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,454

Cost Per Month

$121

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sportage Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Kia Sportage.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,454
Average Rate
Your Rate
$1,454

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Kia Sportage trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Kia Sportage is $1,454.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Kia Sportage vs. the Small SUV Segment

The table below compares insurance rates for the 2015 Kia Sportage against all other models in the small SUV segment. The Kia Sportage is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sportage, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sportage.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Kia Sportage Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,232-$222
2Honda CR-V$1,288-$166
3Buick Encore$1,328-$126
4Nissan Juke$1,352-$102
5Jeep Compass$1,358-$96
6Jeep Renegade$1,372-$82
7Subaru XV Crosstrek$1,380-$74
8Mitsubishi Mirage$1,402-$52
9Chevrolet Equinox$1,410-$44
10Ford Escape$1,416-$38
11Hyundai Tucson$1,420-$34
12Nissan Rogue$1,432-$22
13GMC Terrain$1,438-$16
14Scion XB$1,444-$10
15Kia Sportage$1,454--
2015 Small SUV Average$1,458$4
16Chevrolet Trax$1,462$8
17Toyota RAV4$1,466$12
18Subaru Forester$1,470$16
19Chevrolet Captiva Sport$1,476$22
20Kia Soul$1,478$24
21Volkswagen Tiguan$1,522$68
22Mini Cooper Countryman$1,540$86
23Mini Cooper$1,546$92
24Jeep Patriot$1,550$96
25Mitsubishi Outlander$1,558$104
26Mini Cooper Paceman$1,604$150
27Ford C-Max$1,608$154
28Hyundai Tucson FCV$1,812$358

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Sportage Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Kia Sportage.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Kia Sportage Insurance Rates by Trim Level
2015 Kia Sportage Trim Level Annual Premium Cost Per Month
LX 2WD$1,350$113
LX 4WD$1,394$116
EX 2WD$1,438$120
EX 4WD$1,482$124
SX 2WD$1,528$127
SX 4WD$1,528$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Kia Sportage for different driver ages.

2015 Kia Sportage Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,359$447
17$5,110$426
18$4,424$369
19$4,094$341
20$3,102$259
21$2,957$246
22$2,625$219
23$2,216$185
24$2,069$172
25$1,678$140
30$1,532$128
35$1,500$125
40$1,454$121
45$1,370$114
50$1,308$109
55$1,220$102
60$1,220$102
65$1,294$108
70$1,428$119
75$1,718$143
80$2,116$176

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sportage trim levels.