2017 Kia Sportage Car Insurance Calculator

Explore and learn how life choices affect the cost of insurance for a 2017 Kia Sportage. Experiment with options like driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately how changes you make impact the rate.

The average estimated car insurance premium for a 2017 Kia Sportage is $1,686 per year, or about $141 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,686

Cost Per Month

$141

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Sportage Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Kia Sportage.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,686
Average Rate
Your Rate
$1,686

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Kia Sportage trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Kia Sportage is $1,686.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Kia Sportage vs. the Small SUV Segment

The table below compares insurance rates for the 2017 Kia Sportage against all other models in the small SUV segment. The Kia Sportage is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Sportage, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Sportage.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Kia Sportage Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda CR-V$1,402-$284
2Mazda CX-3$1,410-$276
3Subaru Crosstrek$1,422-$264
4Chevrolet Equinox$1,488-$198
5Jeep Compass$1,492-$194
6Honda HR-V$1,500-$186
7Nissan Juke$1,528-$158
8Mazda CX-5$1,540-$146
9Subaru Forester$1,548-$138
10Chevrolet Trax$1,566-$120
11Jeep Renegade$1,596-$90
12Buick Encore$1,608-$78
13Mini Cooper$1,610-$76
14Nissan Rogue$1,618-$68
15Kia Soul$1,626-$60
2017 Small SUV Average$1,626-$60
16Hyundai Tucson$1,642-$44
17Mini Cooper Countryman$1,646-$40
18Buick Envision$1,668-$18
19Ford Escape$1,676-$10
20Kia Sportage$1,686--
21Toyota RAV4$1,712$26
22GMC Terrain$1,722$36
23Volkswagen Tiguan$1,726$40
24Mini Cooper Clubman$1,730$44
25Jeep Patriot$1,736$50
26Kia Niro$1,750$64
27Mitsubishi Mirage$1,752$66
28Chevrolet Bolt$1,768$82
29Mitsubishi Outlander$1,794$108
30Ford C-Max$1,806$120

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Sportage Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Kia Sportage.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Kia Sportage Insurance Rates by Trim Level
2017 Kia Sportage Trim Level Annual Premium Cost Per Month
LX 2WD$1,570$131
EX 2WD$1,624$135
LX 4WD$1,624$135
EX 4WD$1,678$140
SX 2WD$1,782$149
SX 4WD$1,836$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Kia Sportage for different driver ages.

2017 Kia Sportage Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,257$521
17$6,006$501
18$5,269$439
19$4,831$403
20$3,663$305
21$3,490$291
22$3,100$258
23$2,572$214
24$2,415$201
25$1,954$163
30$1,782$149
35$1,732$144
40$1,686$141
45$1,584$132
50$1,504$125
55$1,406$117
60$1,410$118
65$1,502$125
70$1,650$138
75$1,976$165
80$2,452$204

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Sportage trim levels.