2021 Kia Stinger Car Insurance Calculator

View in real-time how changes to different risk factors impact car insurance rates for a 2021 Kia Stinger. Customize factors such as vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if rates change for better or worse.

The average estimated car insurance premium for a 2021 Kia Stinger is $2,428 per year, or about $202 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,428

Cost Per Month

$202

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Stinger Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Kia Stinger.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,428
Average Rate
Your Rate
$2,428

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Kia Stinger trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Kia Stinger is $2,428.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Kia Stinger vs. the Midsize Car Segment

The table below compares insurance rates for the 2021 Kia Stinger against all other models in the midsize car segment. The Kia Stinger is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Stinger, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Stinger.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Kia Stinger Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Insight$1,934-$494
2Mazda 6$1,970-$458
3Chevrolet Malibu$1,996-$432
4Toyota Camry$2,114-$314
5Subaru Legacy$2,124-$304
6Volkswagen Passat$2,132-$296
7Honda Accord$2,134-$294
8Nissan Altima$2,146-$282
2021 Midsize Car Average$2,171-$257
9Kia K5$2,178-$250
10Volkswagen Arteon$2,310-$118
11Tesla Model 3$2,360-$68
12Hyundai Sonata$2,400-$28
13Kia Stinger$2,428--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Stinger Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Kia Stinger.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Kia Stinger Insurance Rates by Trim Level
2021 Kia Stinger Trim Level Annual Premium Cost Per Month
Hatchback$2,194$183
AWD Hatchback$2,368$197
GT Hatchback$2,368$197
Premium Hatchback$2,368$197
GT AWD Hatchback$2,434$203
Premium AWD Hatchback$2,434$203
GT1 AWD Hatchback$2,498$208
GT1 Hatchback$2,498$208
GT2 Hatchback$2,498$208
GT2 AWD Hatchback$2,608$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Kia Stinger for different driver ages.

2021 Kia Stinger Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,748$729
17$8,486$707
18$7,621$635
19$6,919$577
20$5,294$441
21$5,046$421
22$4,515$376
23$3,685$307
24$3,486$291
25$2,826$236
30$2,588$216
35$2,492$208
40$2,428$202
45$2,266$189
50$2,146$179
55$2,006$167
60$2,012$168
65$2,150$179
70$2,324$194
75$2,740$228
80$3,390$283

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Stinger trim levels.