Kia Telluride Car Insurance Calculator

Get real-time feedback how life choices affect the cost of insurance for a Kia Telluride. Play around with factors like vehicle usage, driver gender, marital status, and the state you live in. Know immediately if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2024 Kia Telluride is $2,444 per year, or about $204 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,444

Cost Per Month

$204

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Telluride Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Kia Telluride.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,444
Average Rate
Your Rate
$2,444

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Kia Telluride.

The 'Average Rate' is a combined value for all Kia Telluride trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Kia Telluride is $2,444.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Kia Telluride vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Kia Telluride against all other models in the midsize SUV segment. The Kia Telluride is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Telluride, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Telluride.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Kia Telluride Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$578
2Nissan Murano$1,968-$476
3Subaru Outback$1,994-$450
4Buick Envista$2,004-$440
5Subaru Ascent$2,038-$406
6Volkswagen Atlas$2,078-$366
7Volkswagen Atlas Cross Sport$2,086-$358
8Ford Explorer$2,124-$320
9Toyota Highlander$2,132-$312
10Toyota Venza$2,136-$308
11Chevrolet Traverse$2,186-$258
12Mitsubishi Outlander Sport$2,198-$246
13Mitsubishi Outlander PHEV$2,210-$234
14Ford Edge$2,214-$230
15Kia Sorento$2,222-$222
16GMC Acadia$2,262-$182
17Buick Enclave$2,266-$178
18Honda Pilot$2,280-$164
19Mazda CX-9$2,286-$158
2024 Midsize SUV Average$2,314-$130
20Jeep Grand Cherokee$2,342-$102
21Hyundai Santa Fe$2,382-$62
22Nissan Pathfinder$2,384-$60
23Hyundai Palisade$2,394-$50
24Chevrolet Blazer$2,416-$28
25Kia Telluride$2,444--
26Toyota 4Runner$2,510$66
27Mazda CX-90$2,522$78
28Toyota Grand Highlander$2,552$108
29Kia EV9$2,568$124
30Tesla Model Y$2,592$148
31Ford Bronco$2,600$156
32Jeep Wrangler$2,676$232
33Dodge Durango$2,872$428
34Rivian R1S$2,882$438

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Telluride Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Kia Telluride.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Kia Telluride Insurance Rates by Trim Level
2024 Kia Telluride Trim Level Annual Premium Cost Per Month
LX$2,222$185
S$2,278$190
EX$2,368$197
EX X-Line$2,450$204
SX$2,450$204
SX X-Line$2,504$209
SX X-Pro$2,524$210
SX Prestige$2,528$211
SX Prestige X-Line$2,550$213
SX Prestige X-Pro$2,564$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Kia Telluride for different driver ages.

2024 Kia Telluride Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,642$720
17$8,412$701
18$7,616$635
19$6,899$575
20$5,302$442
21$5,055$421
22$4,537$378
23$3,695$308
24$3,505$292
25$2,842$237
30$2,614$218
35$2,506$209
40$2,444$204
45$2,280$190
50$2,156$180
55$2,016$168
60$2,020$168
65$2,156$180
70$2,314$193
75$2,706$226
80$3,334$278

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Telluride trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Kia Telluride.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Kia Telluride Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Kia Telluride$2,444$204
2023 Kia Telluride$2,266$189
2022 Kia Telluride$2,238$187
2021 Kia Telluride$1,832$153
2020 Kia Telluride$1,776$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Kia Telluride trim levels for each model year.