2020 Kia Telluride Car Insurance Calculator

Understand how choices you make influence insurance rates for a 2020 Kia Telluride. Experiment with options like driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately how changes you make impact the rate.

The average estimated car insurance premium for a 2020 Kia Telluride is $1,776 per year, or about $148 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,776

Cost Per Month

$148

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Telluride Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Kia Telluride.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,776
Average Rate
Your Rate
$1,776

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Kia Telluride trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Kia Telluride is $1,776.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Kia Telluride vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Kia Telluride against all other models in the midsize SUV segment. The Kia Telluride is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Telluride, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Telluride.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Kia Telluride Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$52
2Honda Passport$1,752-$24
3Chevrolet Blazer$1,760-$16
4Kia Telluride$1,776--
5Volkswagen Atlas$1,790$14
6Subaru Ascent$1,802$26
7Nissan Murano$1,864$88
8Honda Pilot$1,868$92
9Buick Enclave$1,938$162
10Hyundai Palisade$1,946$170
11Ford Explorer$1,958$182
12Dodge Journey$1,974$198
13Subaru Outback$1,988$212
14GMC Acadia$2,010$234
15Chevrolet Traverse$2,024$248
16Kia Sorento$2,034$258
2020 Midsize SUV Average$2,035$259
17Toyota 4Runner$2,050$274
18Nissan Pathfinder$2,098$322
19Mazda CX-9$2,114$338
20Mitsubishi Outlander Sport$2,116$340
21Toyota Highlander$2,140$364
22Hyundai Santa Fe$2,148$372
23Dodge Durango$2,224$448
24Jeep Grand Cherokee$2,262$486
25Jeep Wrangler$2,298$522
26Jeep Cherokee$2,318$542
27Mitsubishi Outlander PHEV$2,330$554
28Tesla Model Y$2,666$890

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Telluride Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Kia Telluride.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Kia Telluride Insurance Rates by Trim Level
2020 Kia Telluride Trim Level Annual Premium Cost Per Month
LX 2WD$1,636$136
LX 4WD$1,742$145
S 2WD$1,742$145
S 4WD$1,742$145
EX 2WD$1,802$150
EX 4WD$1,802$150
SX 2WD$1,864$155
SX 4WD$1,864$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Kia Telluride for different driver ages.

2020 Kia Telluride Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,271$523
17$6,087$507
18$5,484$457
19$4,982$415
20$3,821$318
21$3,646$304
22$3,267$272
23$2,673$223
24$2,530$211
25$2,060$172
30$1,894$158
35$1,822$152
40$1,776$148
45$1,656$138
50$1,570$131
55$1,468$122
60$1,470$123
65$1,566$131
70$1,686$141
75$1,970$164
80$2,430$203

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Telluride trim levels.