2021 Kia Telluride Car Insurance Calculator

Get instant feedback how changes to driver risk factors and vehicle options impact the cost of insurance for a 2021 Kia Telluride. Modify choices like coverage amounts, annual mileage, vehicle usage, and driver gender. Get instant feedback if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2021 Kia Telluride is $1,832 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,832

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Telluride Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Kia Telluride.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,832
Average Rate
Your Rate
$1,832

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Kia Telluride trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Kia Telluride is $1,832.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Kia Telluride vs. the Midsize SUV Segment

The table below compares insurance rates for the 2021 Kia Telluride against all other models in the midsize SUV segment. The Kia Telluride is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Telluride, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Telluride.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Kia Telluride Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782-$50
2Honda Passport$1,806-$26
3Chevrolet Blazer$1,816-$16
4Kia Telluride$1,832--
5Volkswagen Atlas$1,846$14
6Subaru Ascent$1,860$28
7Nissan Murano$1,920$88
8Honda Pilot$1,928$96
9Buick Enclave$2,000$168
10Hyundai Palisade$2,008$176
11Subaru Outback$2,052$220
12Ford Explorer$2,058$226
13GMC Acadia$2,070$238
14Chevrolet Traverse$2,084$252
15Kia Sorento$2,094$262
16Toyota 4Runner$2,112$280
2021 Midsize SUV Average$2,115$283
17Nissan Pathfinder$2,160$328
18Mazda CX-9$2,170$338
19Mitsubishi Outlander Sport$2,178$346
20Toyota Venza$2,194$362
21Toyota Highlander$2,202$370
22Hyundai Santa Fe$2,210$378
23Dodge Durango$2,290$458
24Jeep Grand Cherokee$2,350$518
25Ford Bronco$2,366$534
26Jeep Wrangler$2,392$560
27Jeep Cherokee$2,394$562
28Mitsubishi Outlander PHEV$2,402$570
29Tesla Model Y$2,750$918

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Telluride Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Kia Telluride.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Kia Telluride Insurance Rates by Trim Level
2021 Kia Telluride Trim Level Annual Premium Cost Per Month
LX 2WD$1,686$141
LX 4WD$1,796$150
S 2WD$1,796$150
S 4WD$1,796$150
EX 2WD$1,860$155
EX 4WD$1,860$155
SX 2WD$1,926$161
SX 4WD$1,926$161

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Kia Telluride for different driver ages.

2021 Kia Telluride Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,461$538
17$6,277$523
18$5,663$472
19$5,140$428
20$3,947$329
21$3,764$314
22$3,373$281
23$2,757$230
24$2,612$218
25$2,126$177
30$1,954$163
35$1,880$157
40$1,832$153
45$1,712$143
50$1,618$135
55$1,512$126
60$1,518$127
65$1,616$135
70$1,736$145
75$2,030$169
80$2,502$209

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Telluride trim levels.