2022 Kia Telluride Car Insurance Calculator

Get instant feedback how seemingly small changes affect car insurance rates for a 2022 Kia Telluride. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2022 Kia Telluride is $2,238 per year, or about $187 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,238

Cost Per Month

$187

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Kia Telluride Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Kia Telluride.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,238
Average Rate
Your Rate
$2,238

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Kia Telluride trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Kia Telluride is $2,238.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Kia Telluride vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Kia Telluride against all other models in the midsize SUV segment. The Kia Telluride is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Kia Telluride, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Kia Telluride.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Kia Telluride Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$522
2Subaru Ascent$1,836-$402
3Ford Edge$1,926-$312
4Subaru Outback$1,962-$276
5Nissan Murano$1,984-$254
6Toyota Venza$1,998-$240
7Ford Explorer$2,010-$228
8Kia Sorento$2,024-$214
9Hyundai Palisade$2,052-$186
10Volkswagen Atlas$2,066-$172
11Toyota 4Runner$2,084-$154
12Mazda CX-9$2,132-$106
13Volkswagen Atlas Cross Sport$2,140-$98
14GMC Acadia$2,148-$90
15Toyota Highlander$2,150-$88
16Nissan Pathfinder$2,160-$78
17Honda Pilot$2,168-$70
18Mitsubishi Outlander Sport$2,176-$62
2022 Midsize SUV Average$2,179-$59
19Buick Enclave$2,190-$48
20Chevrolet Traverse$2,202-$36
21Hyundai Santa Fe$2,230-$8
22Kia Telluride$2,238--
23Chevrolet Blazer$2,258$20
24Ford Bronco$2,304$66
25Jeep Grand Cherokee$2,356$118
26Jeep Cherokee$2,414$176
27Jeep Wrangler$2,448$210
28Mitsubishi Outlander PHEV$2,480$242
29Dodge Durango$2,504$266
30Tesla Model Y$2,532$294
31Rivian R1S$2,666$428

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Telluride Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Kia Telluride.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Kia Telluride Insurance Rates by Trim Level
2022 Kia Telluride Trim Level Annual Premium Cost Per Month
LX$2,156$180
S$2,222$185
EX$2,256$188
SX$2,322$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Kia Telluride for different driver ages.

2022 Kia Telluride Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,041$670
17$7,777$648
18$6,943$579
19$6,330$528
20$4,838$403
21$4,616$385
22$4,128$344
23$3,395$283
24$3,208$267
25$2,600$217
30$2,382$199
35$2,300$192
40$2,238$187
45$2,094$175
50$1,984$165
55$1,852$154
60$1,858$155
65$1,980$165
70$2,148$179
75$2,536$211
80$3,126$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Kia Telluride trim levels.