Land Rover Discovery Car Insurance Calculator

Watch in real-time how different factors impact car insurance rates for a Land Rover Discovery. Customize factors such as driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2024 Land Rover Discovery is $3,026 per year, or about $252 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,026

Cost Per Month

$252

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Land Rover Discovery.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,026
Average Rate
Your Rate
$3,026

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Land Rover Discovery.

The 'Average Rate' is a combined value for all Land Rover Discovery trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Land Rover Discovery is $3,026.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Land Rover Discovery Segment Comparison

The table below compares insurance rates for the 2024 Land Rover Discovery against all other models in the midsize luxury SUV segment. The Land Rover Discovery is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Land Rover Discovery Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$836
2Cadillac XT5$2,210-$816
3Infiniti QX50$2,276-$750
4Cadillac XT6$2,292-$734
5Infiniti QX60$2,304-$722
6Mercedes-Benz AMG GLB35$2,308-$718
7Acura MDX$2,342-$684
8Lexus RX 350$2,350-$676
9Lexus TX 350$2,380-$646
10Lexus RX 350h$2,410-$616
11Lexus TX 500h$2,446-$580
12Lexus RX 500h$2,454-$572
13Lincoln Nautilus$2,472-$554
14Lexus RX 450h$2,476-$550
15Volvo V90$2,496-$530
16Audi SQ5$2,584-$442
17Mercedes-Benz GLE350$2,616-$410
18Lincoln Aviator$2,636-$390
19Lexus GX 550$2,664-$362
20Volvo V60$2,742-$284
21Land Rover Discovery Sport$2,746-$280
22Mercedes-Benz GLE450$2,758-$268
2024 Midsize Luxury SUV Average$2,782-$244
23Cadillac Lyriq$2,784-$242
24Volvo EX90$2,806-$220
25Audi Q7$2,842-$184
26Genesis GV80$2,854-$172
27Mercedes-Benz AMG GLC43$2,868-$158
28Audi e-tron$2,920-$106
29Tesla Model X$2,944-$82
30BMW X5$2,992-$34
31Audi Q8$3,012-$14
32Land Rover Discovery$3,026--
33Mercedes-Benz AMG GLE53$3,046$20
34Audi SQ7$3,148$122
35BMW iX$3,192$166
36BMW X6$3,272$246
37Land Rover Range Rover Sport$3,410$384
38Audi RS 6$3,482$456
39Porsche Cayenne$3,506$480
40BMW XM$3,844$818
41Mercedes-Benz AMG GLE63$3,948$922

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Discovery Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Land Rover Discovery.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Land Rover Discovery Insurance Rates by Trim Level
2024 Land Rover Discovery Trim Level Annual Premium Cost Per Month
P300 S$2,862$239
P300 Dynamic SE$2,956$246
P360 Dynamic SE$3,068$256
Metropolitan Edition$3,218$268

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Land Rover Discovery for different driver ages.

2024 Land Rover Discovery Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,670$889
17$10,440$870
18$9,549$796
19$8,603$717
20$6,624$552
21$6,316$526
22$5,679$473
23$4,576$381
24$4,354$363
25$3,530$294
30$3,248$271
35$3,100$258
40$3,026$252
45$2,814$235
50$2,656$221
55$2,484$207
60$2,494$208
65$2,668$222
70$2,846$237
75$3,312$276
80$4,092$341

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Land Rover Discovery.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Land Rover Discovery Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Land Rover Discovery$3,026$252
2023 Land Rover Discovery$2,616$218
2022 Land Rover Discovery$2,328$194
2021 Land Rover Discovery$2,500$208
2020 Land Rover Discovery$2,418$202
2019 Land Rover Discovery$2,172$181
2018 Land Rover Discovery$2,090$174
2017 Land Rover Discovery$1,988$166
2016 Land Rover Discovery$1,978$165
2015 Land Rover Discovery$1,638$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Land Rover Discovery trim levels for each model year.