2021 Land Rover Discovery Sport Car Insurance Calculator

Discover how different factors affect car insurance rates for a 2021 Land Rover Discovery Sport. Tweak settings like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2021 Land Rover Discovery Sport is $2,388 per year, or about $199 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,388

Cost Per Month

$199

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Sport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Land Rover Discovery Sport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,388
Average Rate
Your Rate
$2,388

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Land Rover Discovery Sport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Land Rover Discovery Sport is $2,388.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Land Rover Discovery Sport Segment Comparison

The table below compares insurance rates for the 2021 Land Rover Discovery Sport against all other models in the midsize luxury SUV segment. The Land Rover Discovery Sport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery Sport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery Sport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Land Rover Discovery Sport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004-$384
2Cadillac XT5$2,048-$340
3Lincoln Nautilus$2,108-$280
4Lexus RX 350$2,146-$242
5Infiniti QX50$2,154-$234
6Jaguar E-Pace$2,166-$222
7Lexus RX 350L$2,206-$182
8Cadillac XT6$2,228-$160
9Acura MDX$2,254-$134
10Genesis GV80$2,296-$92
11Mercedes-Benz GLE450$2,302-$86
12Lincoln Aviator$2,326-$62
13Volvo V90$2,340-$48
14Infiniti QX60$2,378-$10
15Land Rover Discovery Sport$2,388--
16Lexus GX 460$2,424$36
2021 Midsize Luxury SUV Average$2,440$52
17Mercedes-Benz AMG GLC43$2,484$96
18Land Rover Discovery$2,500$112
19Audi SQ5$2,508$120
20Mercedes-Benz GLE350$2,518$130
21Lexus RX 450$2,546$158
22Audi Q8$2,560$172
23BMW X5$2,562$174
24Mercedes-Benz AMG GLC63$2,642$254
25Audi Q7$2,646$258
26Audi e-tron$2,730$342
27BMW X6$2,796$408
28Tesla Model X$2,888$500
29Porsche Cayenne$2,958$570
30Mercedes-Benz AMG GLE63$3,090$702

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Discovery Sport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Land Rover Discovery Sport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Land Rover Discovery Sport Insurance Rates by Trim Level
2021 Land Rover Discovery Sport Trim Level Annual Premium Cost Per Month
Standard 4WD$2,300$192
S 4WD$2,366$197
S Dynamic 4WD$2,366$197
SE 4WD$2,366$197
SE Dynamic 4WD$2,430$203
HSE Lux Dynamic 4WD$2,494$208

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Land Rover Discovery Sport for different driver ages.

2021 Land Rover Discovery Sport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,708$726
17$8,407$701
18$7,473$623
19$6,815$568
20$5,194$433
21$4,952$413
22$4,420$368
23$3,635$303
24$3,429$286
25$2,772$231
30$2,540$212
35$2,452$204
40$2,388$199
45$2,236$186
50$2,118$177
55$1,980$165
60$1,986$166
65$2,118$177
70$2,308$192
75$2,740$228
80$3,390$283

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery Sport trim levels.