2022 Land Rover Discovery Sport Car Insurance Calculator

See in real-time how different factors influence insurance rates for a 2022 Land Rover Discovery Sport. Tweak settings like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2022 Land Rover Discovery Sport is $2,318 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,318

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Sport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Land Rover Discovery Sport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,318
Average Rate
Your Rate
$2,318

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Land Rover Discovery Sport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Land Rover Discovery Sport is $2,318.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Land Rover Discovery Sport Segment Comparison

The table below compares insurance rates for the 2022 Land Rover Discovery Sport against all other models in the midsize luxury SUV segment. The Land Rover Discovery Sport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery Sport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery Sport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Land Rover Discovery Sport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$216
2Infiniti QX50$2,160-$158
3Jaguar E-Pace$2,192-$126
4Lexus RX 350$2,202-$116
5Acura MDX$2,214-$104
6Lexus RX 450h$2,254-$64
7Lexus RX 350L$2,282-$36
8Cadillac XT6$2,298-$20
9Volvo V60$2,310-$8
10Land Rover Discovery Sport$2,318--
11Land Rover Discovery$2,328$10
12Lincoln Nautilus$2,340$22
13Lexus RX 450hL$2,346$28
14Volvo V90$2,368$50
15Mercedes-Benz GLE350$2,396$78
16Lincoln Aviator$2,408$90
17Mercedes-Benz AMG GLB35$2,436$118
18Mercedes-Benz GLE450$2,442$124
19Genesis GV80$2,446$128
20Lexus GX 460$2,478$160
21Infiniti QX60$2,488$170
22Audi SQ5$2,526$208
2022 Midsize Luxury SUV Average$2,575$257
23Mercedes-Benz AMG GLC43$2,590$272
24BMW X5$2,718$400
25Audi Q7$2,802$484
26Land Rover Range Rover Sport$2,832$514
27BMW iX$2,854$536
28Audi Q8$2,866$548
29Tesla Model X$2,892$574
30Audi e-tron$2,900$582
31Audi SQ7$2,980$662
32Mercedes-Benz AMG GLE53$3,018$700
33BMW X6$3,086$768
34Mercedes-Benz AMG GLE63$3,216$898
35Porsche Cayenne$3,248$930
36Audi RS 6$3,354$1,036

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Discovery Sport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Land Rover Discovery Sport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Land Rover Discovery Sport Insurance Rates by Trim Level
2022 Land Rover Discovery Sport Trim Level Annual Premium Cost Per Month
S$2,266$189
R-Dynamic S$2,304$192
SE$2,338$195
R-Dynamic SE$2,368$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Land Rover Discovery Sport for different driver ages.

2022 Land Rover Discovery Sport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,484$707
17$8,180$682
18$7,252$604
19$6,622$552
20$5,043$420
21$4,809$401
22$4,286$357
23$3,534$295
24$3,331$278
25$2,692$224
30$2,466$206
35$2,386$199
40$2,318$193
45$2,174$181
50$2,064$172
55$1,926$161
60$1,932$161
65$2,062$172
70$2,246$187
75$2,672$223
80$3,310$276

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery Sport trim levels.