2024 Land Rover Discovery Sport Car Insurance Calculator

Monitor in real-time how different driver and vehicle factors affect the cost of insurance for a 2024 Land Rover Discovery Sport. Fine-tune factors like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2024 Land Rover Discovery Sport is $2,746 per year, or about $229 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,746

Cost Per Month

$229

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Sport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Land Rover Discovery Sport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,746
Average Rate
Your Rate
$2,746

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Land Rover Discovery Sport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Land Rover Discovery Sport is $2,746.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Land Rover Discovery Sport Segment Comparison

The table below compares insurance rates for the 2024 Land Rover Discovery Sport against all other models in the midsize luxury SUV segment. The Land Rover Discovery Sport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery Sport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery Sport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Land Rover Discovery Sport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$556
2Cadillac XT5$2,210-$536
3Infiniti QX50$2,276-$470
4Cadillac XT6$2,292-$454
5Infiniti QX60$2,304-$442
6Mercedes-Benz AMG GLB35$2,308-$438
7Acura MDX$2,342-$404
8Lexus RX 350$2,350-$396
9Lexus TX 350$2,380-$366
10Lexus RX 350h$2,410-$336
11Lexus TX 500h$2,446-$300
12Lexus RX 500h$2,454-$292
13Lincoln Nautilus$2,472-$274
14Lexus RX 450h$2,476-$270
15Volvo V90$2,496-$250
16Audi SQ5$2,584-$162
17Mercedes-Benz GLE350$2,616-$130
18Lincoln Aviator$2,636-$110
19Lexus GX 550$2,664-$82
20Volvo V60$2,742-$4
21Land Rover Discovery Sport$2,746--
22Mercedes-Benz GLE450$2,758$12
2024 Midsize Luxury SUV Average$2,782$36
23Cadillac Lyriq$2,784$38
24Volvo EX90$2,806$60
25Audi Q7$2,842$96
26Genesis GV80$2,854$108
27Mercedes-Benz AMG GLC43$2,868$122
28Audi e-tron$2,920$174
29Tesla Model X$2,944$198
30BMW X5$2,992$246
31Audi Q8$3,012$266
32Land Rover Discovery$3,026$280
33Mercedes-Benz AMG GLE53$3,046$300
34Audi SQ7$3,148$402
35BMW iX$3,192$446
36BMW X6$3,272$526
37Land Rover Range Rover Sport$3,410$664
38Audi RS 6$3,482$736
39Porsche Cayenne$3,506$760
40BMW XM$3,844$1,098
41Mercedes-Benz AMG GLE63$3,948$1,202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Discovery Sport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Land Rover Discovery Sport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Land Rover Discovery Sport Insurance Rates by Trim Level
2024 Land Rover Discovery Sport Trim Level Annual Premium Cost Per Month
S$2,694$225
Dynamic SE$2,796$233

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Land Rover Discovery Sport for different driver ages.

2024 Land Rover Discovery Sport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,662$805
17$9,431$786
18$8,588$716
19$7,761$647
20$5,976$498
21$5,699$475
22$5,122$427
23$4,149$346
24$3,941$328
25$3,196$266
30$2,944$245
35$2,816$235
40$2,746$229
45$2,558$213
50$2,416$201
55$2,256$188
60$2,266$189
65$2,422$202
70$2,588$216
75$3,016$251
80$3,718$310

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery Sport trim levels.