2015 Land Rover Discovery Car Insurance Calculator

Learn and understand how different factors impact the cost of insurance for a 2015 Land Rover Discovery. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2015 Land Rover Discovery is $1,638 per year, or about $137 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,638

Cost Per Month

$137

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Land Rover Discovery.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,638
Average Rate
Your Rate
$1,638

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Land Rover Discovery trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Land Rover Discovery is $1,638.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Land Rover Discovery Segment Comparison

The table below compares insurance rates for the 2015 Land Rover Discovery against all other models in the midsize luxury SUV segment. The Land Rover Discovery is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Land Rover Discovery Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,488-$150
2Infiniti QX50$1,550-$88
3Lincoln MKX$1,554-$84
4Acura MDX$1,570-$68
5Volvo XC70$1,596-$42
6Mercedes-Benz GLK350$1,622-$16
7Land Rover Discovery$1,638--
8Lincoln MKT$1,690$52
9Cadillac SRX$1,710$72
10Land Rover LR2$1,722$84
11Lexus RX 350$1,782$144
12Infiniti QX60$1,814$176
13Lexus GX 460$1,820$182
2015 Midsize Luxury SUV Average$1,831$193
14Audi SQ5$1,870$232
15Audi Q7$1,970$332
16Lexus RX 450$2,012$374
17Mercedes-Benz ML350$2,028$390
18Mercedes-Benz GL350$2,032$394
19BMW X5$2,038$400
20Mercedes-Benz GL450$2,072$434
21Porsche Cayenne$2,150$512
22Mercedes-Benz ML400$2,176$538
23BMW X6$2,206$568

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Discovery Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Land Rover Discovery.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Land Rover Discovery Insurance Rates by Trim Level
2015 Land Rover Discovery Trim Level Annual Premium Cost Per Month
Sport SE 4WD$1,594$133
Sport HSE 4WD$1,638$137
Sport HSE Lux 4WD$1,682$140

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Land Rover Discovery for different driver ages.

2015 Land Rover Discovery Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,929$494
17$5,716$476
18$5,072$423
19$4,633$386
20$3,535$295
21$3,372$281
22$3,012$251
23$2,485$207
24$2,345$195
25$1,898$158
30$1,740$145
35$1,684$140
40$1,638$137
45$1,538$128
50$1,462$122
55$1,364$114
60$1,366$114
65$1,456$121
70$1,580$132
75$1,874$156
80$2,312$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery trim levels.