2019 Land Rover Discovery Car Insurance Calculator

Watch in real-time how the choices you make influence insurance rates for a 2019 Land Rover Discovery. Ajust options like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover why rates change and by how much.

The average estimated car insurance premium for a 2019 Land Rover Discovery is $2,172 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,172

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Land Rover Discovery.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,172
Average Rate
Your Rate
$2,172

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Land Rover Discovery trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Land Rover Discovery is $2,172.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Land Rover Discovery Segment Comparison

The table below compares insurance rates for the 2019 Land Rover Discovery against all other models in the midsize luxury SUV segment. The Land Rover Discovery is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Land Rover Discovery Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864-$308
2Infiniti QX50$1,900-$272
3Lexus RX 350L$1,940-$232
4Lincoln Nautilus$1,980-$192
5Lincoln MKT$2,010-$162
6Lexus RX 350$2,018-$154
7Jaguar E-Pace$2,032-$140
8Acura MDX$2,090-$82
9Audi SQ5$2,146-$26
10Lexus GX 460$2,156-$16
11Lexus RX 450$2,168-$4
12Land Rover Discovery$2,172--
13Infiniti QX60$2,186$14
14Volvo V90$2,202$30
2019 Midsize Luxury SUV Average$2,290$118
15Mercedes-Benz AMG GLC43$2,308$136
16Mercedes-Benz GLE400$2,320$148
17BMW X5$2,334$162
18Audi Q7$2,386$214
19Audi Q8$2,510$338
20Mercedes-Benz AMG GLC63$2,558$386
21Audi e-tron$2,564$392
22Tesla Model X$2,604$432
23BMW X6$2,698$526
24Mercedes-Benz AMG GLE43$2,732$560
25Porsche Cayenne$2,768$596
26Mercedes-Benz AMG GLE63$2,890$718

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Discovery Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Land Rover Discovery.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Land Rover Discovery Insurance Rates by Trim Level
2019 Land Rover Discovery Trim Level Annual Premium Cost Per Month
Sport SE 4WD$2,090$174
SE$2,108$176
SE Diesel$2,108$176
Sport HSE 4WD$2,148$179
Sport Landmark 4WD$2,148$179
HSE$2,168$181
Sport HSE Dynamic 4WD$2,208$184
Sport HSE Lux 4WD$2,208$184
Sport HSE Lux Dynamic 4WD$2,268$189
HSE Luxury$2,286$191

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Land Rover Discovery for different driver ages.

2019 Land Rover Discovery Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,854$655
17$7,628$636
18$6,865$572
19$6,221$518
20$4,759$397
21$4,534$378
22$4,060$338
23$3,299$275
24$3,124$260
25$2,530$211
30$2,318$193
35$2,228$186
40$2,172$181
45$2,028$169
50$1,920$160
55$1,796$150
60$1,804$150
65$1,928$161
70$2,082$174
75$2,450$204
80$3,036$253

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery trim levels.