2020 Land Rover Discovery Car Insurance Calculator

Discover how seemingly small changes impact car insurance rates for a 2020 Land Rover Discovery. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2020 Land Rover Discovery is $2,418 per year, or about $202 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,418

Cost Per Month

$202

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Land Rover Discovery.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,418
Average Rate
Your Rate
$2,418

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Land Rover Discovery trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Land Rover Discovery is $2,418.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Land Rover Discovery Segment Comparison

The table below compares insurance rates for the 2020 Land Rover Discovery against all other models in the midsize luxury SUV segment. The Land Rover Discovery is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Land Rover Discovery Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$476
2Cadillac XT5$1,984-$434
3Lincoln Nautilus$2,044-$374
4Lexus RX 350$2,076-$342
5Infiniti QX50$2,088-$330
6Jaguar E-Pace$2,098-$320
7Lexus RX 350L$2,138-$280
8Cadillac XT6$2,160-$258
9Acura MDX$2,180-$238
10Mercedes-Benz GLE450$2,230-$188
11Lincoln Aviator$2,252-$166
12Volvo V90$2,270-$148
13Infiniti QX60$2,308-$110
14Land Rover Discovery Sport$2,318-$100
15Lexus GX 460$2,352-$66
2020 Midsize Luxury SUV Average$2,368-$50
16Mercedes-Benz AMG GLC43$2,410-$8
17Land Rover Discovery$2,418--
18Audi SQ5$2,428$10
19Mercedes-Benz GLE350$2,440$22
20Lexus RX 450$2,460$42
21Audi Q8$2,472$54
22BMW X5$2,476$58
23Audi Q7$2,556$138
24Mercedes-Benz AMG GLC63$2,564$146
25Audi e-tron$2,646$228
26BMW X6$2,704$286
27Tesla Model X$2,796$378
28Porsche Cayenne$2,864$446
29Mercedes-Benz AMG GLE63$2,990$572

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Discovery Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Land Rover Discovery.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Land Rover Discovery Insurance Rates by Trim Level
2020 Land Rover Discovery Trim Level Annual Premium Cost Per Month
SE$2,342$195
SE Diesel$2,342$195
Landmark$2,404$200
HSE$2,436$203
HSE Luxury$2,572$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Land Rover Discovery for different driver ages.

2020 Land Rover Discovery Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,657$721
17$8,434$703
18$7,644$637
19$6,912$576
20$5,300$442
21$5,053$421
22$4,530$378
23$3,667$306
24$3,481$290
25$2,820$235
30$2,588$216
35$2,480$207
40$2,418$202
45$2,254$188
50$2,132$178
55$1,994$166
60$2,002$167
65$2,142$179
70$2,298$192
75$2,696$225
80$3,334$278

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery trim levels.