2021 Land Rover Discovery Car Insurance Calculator

Observe in real-time how different risk factors impact the cost of insurance for a 2021 Land Rover Discovery. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2021 Land Rover Discovery is $2,500 per year, or about $208 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,500

Cost Per Month

$208

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Land Rover Discovery.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,500
Average Rate
Your Rate
$2,500

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Land Rover Discovery trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Land Rover Discovery is $2,500.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Land Rover Discovery Segment Comparison

The table below compares insurance rates for the 2021 Land Rover Discovery against all other models in the midsize luxury SUV segment. The Land Rover Discovery is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Land Rover Discovery Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004-$496
2Cadillac XT5$2,048-$452
3Lincoln Nautilus$2,108-$392
4Lexus RX 350$2,146-$354
5Infiniti QX50$2,154-$346
6Jaguar E-Pace$2,166-$334
7Lexus RX 350L$2,206-$294
8Cadillac XT6$2,228-$272
9Acura MDX$2,254-$246
10Genesis GV80$2,296-$204
11Mercedes-Benz GLE450$2,302-$198
12Lincoln Aviator$2,326-$174
13Volvo V90$2,340-$160
14Infiniti QX60$2,378-$122
15Land Rover Discovery Sport$2,388-$112
16Lexus GX 460$2,424-$76
2021 Midsize Luxury SUV Average$2,440-$60
17Mercedes-Benz AMG GLC43$2,484-$16
18Land Rover Discovery$2,500--
19Audi SQ5$2,508$8
20Mercedes-Benz GLE350$2,518$18
21Lexus RX 450$2,546$46
22Audi Q8$2,560$60
23BMW X5$2,562$62
24Mercedes-Benz AMG GLC63$2,642$142
25Audi Q7$2,646$146
26Audi e-tron$2,730$230
27BMW X6$2,796$296
28Tesla Model X$2,888$388
29Porsche Cayenne$2,958$458
30Mercedes-Benz AMG GLE63$3,090$590

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Discovery Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Land Rover Discovery.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Land Rover Discovery Insurance Rates by Trim Level
2021 Land Rover Discovery Trim Level Annual Premium Cost Per Month
SE$2,420$202
SE Diesel$2,420$202
Landmark$2,484$207
HSE$2,516$210
HSE Luxury$2,660$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Land Rover Discovery for different driver ages.

2021 Land Rover Discovery Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,932$744
17$8,708$726
18$7,904$659
19$7,141$595
20$5,481$457
21$5,224$435
22$4,684$390
23$3,786$316
24$3,598$300
25$2,914$243
30$2,676$223
35$2,562$214
40$2,500$208
45$2,330$194
50$2,202$184
55$2,058$172
60$2,066$172
65$2,212$184
70$2,370$198
75$2,778$232
80$3,438$287

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery trim levels.