2023 Land Rover Discovery Car Insurance Calculator

See in real-time how decisions you make impact the insurance cost for a 2023 Land Rover Discovery. Modify choices like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2023 Land Rover Discovery is $2,616 per year, or about $218 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,616

Cost Per Month

$218

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Land Rover Discovery Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Land Rover Discovery.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,616
Average Rate
Your Rate
$2,616

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Land Rover Discovery trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Land Rover Discovery is $2,616.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Land Rover Discovery Segment Comparison

The table below compares insurance rates for the 2023 Land Rover Discovery against all other models in the midsize luxury SUV segment. The Land Rover Discovery is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Land Rover Discovery, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Land Rover Discovery.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Land Rover Discovery Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$572
2Infiniti QX50$2,112-$504
3Cadillac XT5$2,166-$450
4Cadillac XT6$2,206-$410
5Acura MDX$2,272-$344
6Lincoln Nautilus$2,306-$310
7Lexus RX 350L$2,332-$284
8Land Rover Discovery Sport$2,334-$282
9Jaguar E-Pace$2,356-$260
10Volvo V90$2,376-$240
11Lexus RX 450h$2,404-$212
12Lexus GX 460$2,430-$186
13Volvo V60$2,446-$170
14Lexus RX 450hL$2,454-$162
15Mercedes-Benz AMG GLB35$2,500-$116
16Genesis GV80$2,504-$112
17Audi SQ5$2,512-$104
18Lincoln Aviator$2,532-$84
19Infiniti QX60$2,548-$68
20Mercedes-Benz GLE450$2,570-$46
21Mercedes-Benz GLE350$2,604-$12
22Land Rover Discovery$2,616--
2023 Midsize Luxury SUV Average$2,652$36
23Mercedes-Benz AMG GLC43$2,654$38
24Audi Q7$2,720$104
25Audi e-tron$2,814$198
26Tesla Model X$2,826$210
27Mercedes-Benz AMG GLE53$2,830$214
28BMW X5$2,886$270
29Audi Q8$2,894$278
30Land Rover Range Rover Sport$2,918$302
31Audi SQ7$3,056$440
32BMW iX$3,102$486
33BMW X6$3,160$544
34Porsche Cayenne$3,186$570
35Mercedes-Benz AMG GLE63$3,340$724
36Audi RS 6$3,394$778
37BMW XM$3,722$1,106

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Discovery Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Land Rover Discovery.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Land Rover Discovery Insurance Rates by Trim Level
2023 Land Rover Discovery Trim Level Annual Premium Cost Per Month
S$2,460$205
R-Dynamic P300 S$2,524$210
R-Dynamic P360 S$2,620$218
R-Dynamic P360 HSE$2,712$226
Metropolitan Edition$2,764$230

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Land Rover Discovery for different driver ages.

2023 Land Rover Discovery Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,292$774
17$9,064$755
18$8,238$687
19$7,443$620
20$5,717$476
21$5,450$454
22$4,893$408
23$3,958$330
24$3,762$314
25$3,046$254
30$2,800$233
35$2,682$224
40$2,616$218
45$2,434$203
50$2,302$192
55$2,152$179
60$2,160$180
65$2,310$193
70$2,476$206
75$2,892$241
80$3,578$298

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Land Rover Discovery trim levels.