2013 Lexus ES 300h Car Insurance Calculator

Explore and understand how choices you make impact car insurance rates for a 2013 Lexus ES 300h. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2013 Lexus ES 300h is $1,640 per year, or about $137 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,640

Cost Per Month

$137

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 300h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Lexus ES 300h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,640
Average Rate
Your Rate
$1,640

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Lexus ES 300h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Lexus ES 300h is $1,640.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Lexus ES 300h Segment Comparison

The table below compares insurance rates for the 2013 Lexus ES 300h against all other models in the midsize luxury car segment. The Lexus ES 300h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 300h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 300h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Lexus ES 300h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$206
2Acura TL$1,458-$182
3Acura ILX$1,492-$148
4Acura TSX$1,532-$108
5Volvo C70$1,558-$82
6Lincoln MKZ$1,578-$62
7Lexus GS 350$1,586-$54
8Lexus ES 350$1,614-$26
9Audi A6$1,618-$22
10Lexus ES 300h$1,640--
11Lexus ES 300H$1,640$0
12Mercedes-Benz SLK55 AMG$1,654$14
13Mercedes-Benz C350$1,692$52
14Volvo S80$1,750$110
15Infiniti G37$1,776$136
16Audi S5$1,786$146
17Mercedes-Benz E350$1,800$160
18BMW 528xi$1,802$162
19Hyundai Genesis$1,806$166
20Infiniti M35$1,818$178
21Jaguar XF$1,822$182
22Mercedes-Benz E550$1,848$208
23Mercedes-Benz E400$1,858$218
24Infiniti M37$1,864$224
25BMW 535xi$1,886$246
26BMW 550xi$1,906$266
27Audi S4$1,912$272
28BMW 528i$1,914$274
29BMW Activehybrid 5$1,926$286
30BMW 535i$1,958$318
31Audi RS 5$1,966$326
32BMW 550i$1,980$340
33Jaguar XK$1,996$356
2013 Midsize Luxury Car Average$1,998$358
34Mercedes-Benz SL550$2,010$370
35Audi S6$2,064$424
36BMW 640i$2,126$486
37Mercedes-Benz S400$2,152$512
38Audi S7$2,170$530
39Audi A7$2,194$554
40Tesla Model S$2,266$626
41Jaguar XKR$2,298$658
42Mercedes-Benz S350$2,324$684
43BMW M6$2,334$694
44BMW 650xi$2,370$730
45BMW M5$2,380$740
46Mercedes-Benz SL63 AMG$2,572$932
47Mercedes-Benz CL63 AMG$2,820$1,180
48Mercedes-Benz SLS AMG$2,920$1,280
49Mercedes-Benz SL65 AMG$3,012$1,372

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 ES 300h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Lexus ES 300h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Lexus ES 300h Insurance Rates by Trim Level
2013 Lexus ES 300h Trim Level Annual Premium Cost Per Month
Sedan$1,640$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Lexus ES 300h for different driver ages.

2013 Lexus ES 300h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,949$496
17$5,740$478
18$5,102$425
19$4,655$388
20$3,552$296
21$3,385$282
22$3,022$252
23$2,490$208
24$2,349$196
25$1,900$158
30$1,744$145
35$1,686$141
40$1,640$137
45$1,538$128
50$1,460$122
55$1,364$114
60$1,368$114
65$1,458$122
70$1,582$132
75$1,876$156
80$2,318$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 300h trim levels.